Loan Specialist
About The Position
M/I Homes, a top 15 national home builder, is rapidly expanding its operations along Florida's Gulf Coast and is seeking a Mortgage Loan Processor / Specialist for its builder financing subsidiary, M/I Financial. This role is crucial for processing all types of purchase money mortgage loans, including conventional, FHA, and VA. The position is full-time, on-site in the Sarasota, Florida office, offering a stable work environment driven by new home sales (no refinances), a convenient location, salary plus bonuses based on work volume, a Monday-Friday schedule, generous paid time off, and a locally based loan operation. Team partnership with a top builder, employee discounts on new homes, 401K and profit sharing, and comprehensive medical, vision, and dental insurance are also provided.
Requirements
- High school graduate, with some college preferred
- At least three (3) years of experience in the mortgage field
Nice To Haves
- Previous builder experience preferred
Responsibilities
- Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval.
- Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
- Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.
- Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
- Prepares file for final clear-to-close by branch management.
Benefits
- Steady work environment – driven by builder new home purchase sales – NO refinances.
- Convenient location just off I-75 in Lakewood Ranch.
- Salary + Bonuses based on work volume achieved.
- Monday through Friday work environment.
- Generous paid time off structure.
- Entire loan operation – origination, processing, underwriting - locally based.
- Team partnership with a top 15 national builder.
- Discount on employee new home purchases.
- 401K and Profit Sharing.
- Full Medical, Vision, and Dental Insurance.
- company paid life and disability insurance
- optional supplemental life insurance
- Health Savings Accounts and Flexible Spending Accounts
- paid parental leave
- traditional and Roth 401(k) options
- an employee stock purchase plan
- an employee home purchase plan
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
