Loan Specialist (Commercial Loan Group)

Farm Credit Services of America•Mechanicsville, VA

1d•Hybrid

About The Position

We have an excellent opportunity for a Loan Specialist to join our Commercial Loan Group. Reporting to the Commercial Loan Group Loan Operations Supervisor, this role is responsible for supporting commercial loan processing, closing, and servicing activities, as well as a variety of administrative and customer service functions. Farm Credit loans are retained within our portfolio for the life of the loan and are not sold on the secondary market, allowing for a long-term relationship-focused approach to lending and servicing.

Requirements

Minimum of three (3) years of loan processing-related experience
Experience processing real estate loans, including knowledge of deeds, deeds of trust, mortgage notes, and title insurance
Intermediate proficiency in Microsoft Office Suite, including Outlook, Word, and Excel, with experience using loan processing software
Current Notary Public commission or ability to obtain commission upon hire
Demonstrated ability to manage multiple tasks and work independently with minimal supervision
Strong written and verbal communication skills, with the ability to interact effectively with borrowers, attorneys, settlement agents, and colleagues
High level of discretion and ability to maintain confidentiality
Exceptional attention to detail and accuracy
Excellent customer service, telephone, organizational, and grammar skills
Ability to successfully pass background screenings, including credit, criminal, driving, and drug tests
High school diploma required

Nice To Haves

Commercial real estate transaction experience preferred
Working knowledge of Farm Credit operations preferred
Associate degree from a community college, business college, or related field preferred

Responsibilities

Perform loan and accounting functions related to: loan processing, loan closings, and loan servicing activities (payments, disbursements, and documentation)
Collaborate closely with Commercial Loan Group Relationship Managers (Loan Officers) to ensure timely and accurate loan closings following loan approval
Prepare and review loan documentation to ensure completeness and compliance with Farm Credit procedures
Manage post-closing activities and ongoing loan servicing responsibilities
Coordinate and communicate with attorneys, settlement agents, borrowers, and internal stakeholders throughout the loan process
Provide professional customer service by answering incoming calls, responding to routine inquiries, and directing callers to appropriate resources and team members
Support administrative functions associated with maintaining accurate loan records and servicing activities