Loan Servicing Officer

Silver State Schools Credit Union•Las Vegas, NV

12h•Onsite

About The Position

Loan Servicing Officer Full Time (40 Hours) Monday - Friday & Saturdays as needed Headquarters 630 Trade Center Drive Las Vegas, NV 89119 PURPOSE: The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, "Excellent Member Service and Financial Solutions – For Life," while "Placing People over Profit and providing outstanding service to both members and internal members. To deliver service in alignment with our Service Commitments: I will earn respect and build trust by acting with integrity in very situation. I will understand my role in supporting the team to achieve our purposes. I will focus on people over products and build lasting relationships. I will take ownership and accept responsibility. I will treat my coworkers with the same high standards as I treat my member. I will continuously look for ways to improve myself, my credit union, and my community. I will accept there is no "they". We are one working toward the same mission. I will commit to the core values. Meet, improve, and surpass all established service goals. SUMMARY: A Loan Servicing Officer assists the Loan Servicing Team with the management of the Credit Union's loan portfolio and the continuous improvement of process.

Requirements

A high school diploma and two years' experience, working in a financial institution, primarily focused in the areas of Loan Servicing and/or Member Service.

Responsibilities

Assists the Loan Servicing Team with performing routine and cyclical functions that are in place to service all the Credit Union's loan portfolio: 1st mortgages housed on the FICS platform: boarding new loans, quality control/quality audit checking, MSR mortgage payment exception processing, weekly mortgage homeowner's insurance disbursements, monthly statements, quarterly tax disbursements, annual escrow analyses, property tax vendor management audit reports, SID assessment & HOA premium file maintenance and disbarment, Recast mortgage, Forbearance review and application, Subordination process review and manage of 2nd lien position, Pay off prep, process and application, annual 1098A/1099A&C tax preparation, quality control, correction and audit reporting, Change of Analysis/ARM notices, Metro 2 review, manage, quality audit and report, PMI remittance and cancellation, Late notice review, prep vendor validation, automatic payment set up, review and cancelation
MBL: payment application, 1098 reporting, UCC filing and reporting, assessing, and correcting accurate information, facilitate servicing oversight, error resolution, information requests, statement oversight
Home Equity housed in Symitar: payment review and application, reversals, payoff request and application, recast of monthly payment when draw period expires, quality audit and loan expiration application, property insurance management, loan reconciliation and loan record file maintenance, deferment review and application, substitution of trustee/reconveyance
Negative Share housed in Symitar/Temenos: Deluxe Detect/Early Warning Check system review, file maintenance, quality audit, and reporting, boarding of fresh-start loans;
Vehicle/Share Secured/Personal Loans housed on the Symitar platform: payment reversals, payoff processing, force-placed insurance processing, loan record file maintenance, deferment review, process and application, skip-a-payment processing
Credit Card housed on the Symitar platform: payment review and application, payment reversals, payoff requests, review and application, loan record and information maintenance, credit limit increase/decrease and payment exception system coding for accurate application type
Internal Refinance: Loan modification file maintenance in lieu of full refinance
Charge Off: review, quality audit and process all loans scheduled for charge off per SSSCU Charge off Policy
Member Identification Fraud Prep and Review
MERS daily, weekly, and monthly quality audit reporting
Mortgage and Consumer Loan Calculation Recast Loan Modification file maintenance>Real Estate and Consumer loans Loan Restructure file maintenance>Payment and Interest error corrections and reconciliation
Managing FED pledged loans
Real Estate Custodial Audit and Maintenance
CUNA Debt Protection Maintenance and Claims
Lenders Protection, Supplemental Claims, Total Loss, Gap & Warranty Claims processing
Credit Reporting Disputes, Monitoring and Validation of debt
Power BI Report Tracking 1st & 2nd Mortgage Retention/Destruction Management
State National Automobile and Real Property Insurance Monitoring and Servicing
Third Party Payment Application Sale of Collateral Payment Application
SWBC GL Reconciliation
Non-sufficient Funds Loan Payment Application
Bankruptcy loans: Statements, Trustee payment application, credit bureau review and update
Works with the AVP of Loan Servicing and Credit Resolutions and other employees within the organization to maintain excellent Member Service levels in all aspects of lending
Miscellaneous tasks as assigned