Loan Review Officer

First National Bankers Bank • Saint George, LA

52d • Hybrid

About The Position

Performs reviews of bank's commercial loans to ensure compliance with established policies and standards.

Nice To Haves

• At least 3 to 5 years of credit experience

Responsibilities

• Evaluates quality of commercial loans and assigns risk rating indicating borrower's financial strength and probability of loan repayment.
• Selects loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.
• Records data in software, such as purpose of loan, balance, collateral, and repayment terms.
• Evaluates information to determine whether lending officers have stayed within guidelines of lending authority, if loan is in compliance with banking regulations, and if required documents have been obtained.
• Identifies problem loans and describes deficiencies.
• Writes summary of analysis and reasons for assigning adverse risk rating.
• May act as senior analyst and coordinate data collection and evaluations of credit quality of commercial loans, and present loan review information and report to management.

Benefits

• 401(k) matching
• Bonus based on performance
• Competitive salary
• Dental insurance
• Health insurance
• Paid time off
• Training & development
• Vision insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed