Loan Review Officer

Equity Bank • Wichita, KS

1d • Onsite

About The Position

We are looking for an experienced credit professional to join our growing Loan Review team. The Loan Review Officer position works in the Loan Review Department, which is part of the Risk & Compliance Department of the bank. Loan Review is responsible for completing independent reviews of the bank’s loan portfolio and identifying risks from these reviews. The Loan Review Officer will conduct reviews of sampled loans within the bank’s commercial real estate, commercial & industrial, agriculture, and consumer loan portfolios.

Requirements

• Minimum 2 years of experience working in loan review/credit review, credit analysis, commercial lending, or time as a regulatory examiner.
• Prior experience completing a cash flow analysis and assigning risk ratings on commercial loans is required.
• Prior knowledge of valuing various types of collateral such as appraisals, borrowing bases, and/or agricultural products
• Proficiency in Microsoft Word and Excel
• Excellent technology skills including working with AI to improve processes and data collection.
• Good interpersonal and written skills

Nice To Haves

• Bachelor’s degree in finance, Accounting, or Business. Prior experience working in credit analysis, loan review, or commercial lending will be considered in lieu of the degree.

Responsibilities

• Independently review loans to assess the risk rating and identify credit quality trends. Evaluate compliance with the Loan Policy, underwriting standards, and any emerging risks.
• Review collateral documentation and verify the accuracy of the collateral values securing loans.
• Perform underwriting reviews on new loans to identify any potential weaknesses, emerging risks, and exceptions to the Loan Policy.
• Write reports using Loan Review software on all reviews performed and other projects completed by the Loan Review Department.
• Discuss identified findings with the Director of Loan Review, loan officers, and Credit Administration.
• Assist the Director of Loan Review and other Loan Review staff with sampling for the various reviews performed by the department.
• Participate in due diligence examinations on potential mergers/acquisitions of the bank.
• Perform other duties as assigned or required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree