Loan Quality Control Specialist II

Hope CU•Jackson, MS

6d•Onsite

About The Position

The Loan Quality Control Specialist II is responsible for advanced oversight of retail loan documentation, ensuring the accuracy, completeness, and regulatory compliance of both pre-closing and post-closing loan files. This role requires higher-level analytical, problem-solving, and decision-making skills than LQC I, as well as leadership and mentoring of junior team members. The specialist II is also responsible for identifying process improvements, managing escalations, and supporting departmental reporting and audits.

Requirements

High school diploma or GED
Minimum of 5+ years of experience in loan quality control, consumer lending, or a related role
Strong knowledge of retail mortgage processes, loan documentation, and compliance requirements
Excellent organizational, analytical, and problem-solving skills
Advanced analytical skills with strong attention to detail.
Ability to identify and resolve discrepancies in complex loan documentation.
Effective communication skills for interacting with internal teams and external partners.
Strong organizational and multitasking abilities in a fast-paced environment.
Ability to train, mentor, and guide junior team members.
Problem-solving and process improvement mindset.
Commitment to confidentiality and data security
Candidates must be legally authorized to work in the United States at the time of application and throughout the duration of employment.

Nice To Haves

Associate or Bachelor’s degree
Experience with title work, UCC filings, and lien perfection
Familiarity with TRID, RESPA, TILA, and other real estate lending regulations
Experience mentoring or supervising team members
Proficiency in loan processing systems and document management platforms

Responsibilities

Lead and manage complex loan quality control reviews, ensuring compliance with all federal, state, and internal policies and regulations.
Mentor and provide guidance to Loan Quality Control Specialist I team members, supporting skill development and process adherence.
Oversee exception tracking, identify trends, escalate critical issues, and recommend process improvements to minimize errors and risks.
Review and verify all real estate loan documentation, including title work, liens, closing disclosures, and TRID compliance.
Coordinate with lenders, title companies, underwriters, and other internal departments to resolve discrepancies and facilitate timely loan closings.
Assist in the preparation of audits, regulatory reviews, and internal reporting requirements.
Ensure proper organization, storage, and confidentiality of loan files, maintaining compliance with HOPE’s policies and security standards.
Support special projects and department initiatives, including documentation process enhancements and policy updates.
Act as backup for department leadership in administrative or procedural matters as needed.
Other duties as assigned.