Loan Processor III

Wintrust•Rosemont, IL

1d•Onsite

About The Position

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets. An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 8 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and discretionary or incentive bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 175+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture We have a culture that encourages an entrepreneurial spirit We offer multiple opportunities for development and upward mobility

Requirements

7+ years of experience as a Mortgage Processor
Experience with Conventional, Jumbo, Construction-to-Perm, Bond, Renovation and Government lending programs
Wage Earner and Self-Employed income calculation experience is required
Encompass experience
High School Diploma
Advanced Computer Skills

Nice To Haves

Bilingual candidates are a plus

Responsibilities

Processes conventional, FHA, VA, USDA, Bond, Jumbo, Construction-to-Perm, renovation loans and brokered loans.
High customer services skills are a must – our most successful Processors communicate often and accurately with the borrower and other professionals.
Successful Processors care about doing things the Right Way, and exhibit high ethical and compliance standards.
Our best Processors have proven time management and strong organizational skills.
As we help people maintain their homeownership needs, we ensure all deadlines are met – contingency, closing, and lock expiration.
Successful Processors will build strong relationships with our Sales Partners, Underwriting and Closing peers.
Responsible for review and analysis of the credit file to include income, assets, contract, and disclosures.
Can calculate various income: wage earner, SSN, Disability, Schedule C Self Employed, Complex Self Employed with multiple businesses, Dividend & Interest income, Capital Gains income, P&L income, Multiple property rental income.
Has a target caseload of 32 - 37 loans.
Possess effective problem-solving skills.