Loan Processor/Closer

Journey Bank•Bloomsburg, PA

22h•Onsite

About The Position

Journey Bank is a strong, independent community bank with 22 locations and 290 employees, dedicated to assisting all members of its community on their financial journey. The bank is seeking a Full-Time Loan Processor/Closer to join its team and work on-site at its Operations Center in Bloomsburg, PA. This position is part of the Loan Processing Department and reports to the AVP, Loan Processing Manager. The Full-Time Loan Processor/Closer is responsible for performing a variety of duties to support the loan processing/closing function, including preparing loan documents, reviewing documents for accuracy, onboarding loans, answering and directing phone calls, and reporting pertinent information to the immediate supervisor.

Requirements

High school diploma or equivalent
Ability to use a computer with Windows and Web-based software applications including Microsoft Word and Excel
Proficient reading and math skills
Excellent interpersonal and communication skills (both verbal and written)
Proficient typing skills with high attention to detail and accuracy
Positive and professional mannerism

Nice To Haves

Advanced degree and/or specialized training in a business or financial field
Minimum of two (2) years experience in a banking or related position
Working knowledge of loans and documentation
Working knowledge of bank operating policies and procedures that impact consumer and mortgage loan document services

Responsibilities

Perform a variety of duties to support the loan processing/closing function
Prepare loan documents
Review documents for accuracy
Onboard loans
Answer and direct phone calls
Report pertinent information to the immediate supervisor
Order, process and review appraisals
Type correspondence memos, forms, tables and reports, utilizing word processing, spreadsheets and specialized departmental equipment/software
Process mortgage files to prepare to go to underwriting
Contact loan customers and insurance companies to request information
Work closely with Originators and Underwriters in all aspects of the loan process and closings
Understand and be familiar with all loan products and the documents specific to the products
Provide information and assist in the preparation of various loan reports, HMDA reporting, etc.
Work closely with title agents and abstract companies to prepare closing documents
Verify completion of all loans being closed, ensuring proper approvals and adherence to bank policy
Schedule closings with attorneys and settlement agencies
Review and update secondary market automated underwriting reports
Assemble files and send to PHFA; follow up on any missing documentation with PHFA
Place, direct and assist with internal and external telephone calls
Cooperate with, participate in, and promote the adherence to all internal policies, procedures, and practices in support of risk management and overall safety, soundness, and compliance with all regulatory requirements, including annual Bank Secrecy Act (BSA) training and complying with all BSA rules and regulations