Loan Portfolio Manager
About The Position
West Coast Community Bank is a top-rated community bank serving businesses and individuals along the Central Coast, in Silicon Valley, and throughout the Bay Area. We are known for our relationship-based service and solutions-driven focus, offering direct access to decision-makers and modern banking technologies. The Bank is a leading SBA lender in Santa Cruz County and Silicon Valley and a top USDA lender in California. Since 2004, we have been committed to supporting regional well-being through active participation in and donations to local nonprofit organizations, contributing over 2,000 hours of volunteering annually.
Requirements
- BA Business Administration
- Solid sales experience in a banking environment, generally gained through a minimum of 7 years previous experience.
- Proven success in generating new business.
- Thorough understanding of local market and solid base of contacts required.
- Strong underwriting skills.
- Ability to analyze borrower financials.
- Access credit risk and evaluate collateral.
Nice To Haves
- May require a thorough knowledge of specialty business depending on assignment.
Responsibilities
- Manage and develop existing loan portfolio and client relationships to create referral sources and generate new business.
- Consult with Chief Lending Officer and Chief Credit Officer when credit proposals are developed and presented to clients.
- Provide information and make detailed presentations to prospects, specifying product availability and applying creative solutions to client problems.
- Gather historical and financial data and develop, or assist in developing, program agreements.
- Consult with and provide guidance to Chief Lending Officer during the due diligence process, gathering information on the client's financial status and lending needs.
- Identify specific business needs of clients and determine loan limits by analyzing financial data.
- Participate in sales events or industry-specific seminars as required.
- Ensure all loans within the assigned portfolio are performing as expected and address any issues in a timely manner.
- Perform additional duties as assigned that are consistent with the business needs of the Bank and the scope, responsibilities, and level of the role.
Benefits
- Medical, dental, and vision plans
- Vacation, sick leave, paid Holidays
- Paid volunteer time
- Employer paid life insurance
- 401(k) with employer matching
- Ongoing training, professional development and career advancement opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Senior
