Loan Partner-Licensed

USA Mortgage•Festus, MO

2d•Onsite

About The Position

DAS Acquisition Company, LLC/USA Mortgage is a 100% employee-owned company committed to the relentless pursuit of perfection and leading excellence in the mortgage industry. Since 2001, USA Mortgage/DAS Acquisition, LLC has been recognized as a top residential lender in the St. Louis metropolitan area. Our success is driven by delivering an unrivaled level of service and recognizing that our people are our competitive advantage. We strive to make DAS Acquisition Company, LLC a great place to work.

Requirements

Strong knowledge of loan structuring (not just administrative/order-out tasks).
Experience with government loans (FHA, USDA), as well as conventional, VA.
Ability to handle complex borrower scenarios (e.g., lower credit, multiple income sources, gift funds).
Administrative assistance, clerical, and customer service knowledge and experience.
Familiarity with Conventional, FHA, USAM and VA mortgage products.
Clear understanding of the current RESPA laws and guidelines.
Teamwork and productivity skills.
Excellent problem-solving and customer service skills.
Proficient PC computer skills with solid understanding of MS Office.
Ability to use the loan origination system.
Knowledge of administrative practices and procedures.
Teamwork, customer service, motivation, design, ethics, safety & security, project management, business acumen and professionalism.
High school diploma or equivalent required.
Minimum one year experience and/or training.
Knowledge of Encompass Database software and/or equivalent along with basic computer skills.
Kentucky state specific training.

Nice To Haves

2-4 year college curriculum preferred.
Encompass experience a plus.
Originator License (MO & KY) preferred to start, will support licensing post hire within 6 months if not NMLS licensed.

Responsibilities

Assist Mortgage Loan Originator (MLO) in the administration and processing of mortgage loans to ensure efficient loan processing in all phases of the loan transaction.
Support a growing team with expansion into Kentucky.
Assist MLO with clerical functions.
Conduct preliminary research needed on the loan to help determine mortgage eligibility.
Set signing appointments.
Provide customer service to clients.
Prepare files for submission to loan processing.
Update and mine marketing database for new loans.
Perform any other miscellaneous requirements of the team.
Assist the MLO on specific tasks to allow the LO to be most effective and productive in his/her role.
Pull and analyze research regarding the property, credit, and other aspects of the file.
Complete and review loan applications.
Review credit and assist in selection of loan programs.
Structure files and support borrower qualification.
Send disclosures and initiate communication.
Gather required financial and loan documentation.
Maintain pipeline and ensure target closing deadlines stay on track.
Act as liaison between MLO, ops team and clients.
Communicate directly with borrowers (phone-heavy interaction preferred).
Follow up on conditions.
Maintain frequent borrower communication (phone-heavy role vs. email).
Assist in pre-qualifications and pre-approval orders as instructed by the MLO.
Pull credit reports and running AUS.
Contact borrower for any and/or additional information required.
Communicate with parties to schedule and set document signing appointment.
Perform data input functions including setting up new customer files with application data.
Update the MLO database, mail thank-you notes to customers and realtors.
Perform clerical ad hoc duties, as needed.

Benefits

Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K
Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP)

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