Loan Originator - Bentonville, AR

First National Bank Texas•Benton, AR

2d•Hybrid

About The Position

The Loan Originator will be responsible for originating high-quality loans that meet FCMC guidelines. This role involves developing business relationships with local Real Estate agents and builders, managing territories for First National Bank Texas and First Convenience banks, and training employees on mortgage loan basics. The position also requires developing contacts with Bank partner store management teams, taking customer loan applications (including pulling credit), and conducting presentations such as First Time Home Buyer Seminars, realtor sales meetings, and product training. The Loan Originator will communicate with borrowers and real estate agents throughout the loan process, and issue and explain pre-qualification letters, disclosures, and all other initial compliance documentation for borrowers, including Good Faith Estimates, Truth-In-Lending, and APR. Depending on location and business needs, this position may also serve as a general office manager, handling responsibilities like general correspondence, supply maintenance, and clerical staff schedules. Additionally, it may act as a liaison between position locations and corporate management regarding office incidents, business needs, and client concerns. Travel may be required as needed to meet business needs. Regular and predictable attendance and punctuality are expected, along with performing other duties as assigned. The position level will be dependent upon internal and external experience.

Requirements

High School Diploma or Equivalent
At least 18 years of age
2 or more years of recent in-person mortgage origination experience with a solid book of business
Experience within a commission-based origination role
Knowledge of VA, FHA and conventional mortgage loan programs
Knowledge of running LP, DU and Clout Automated Underwriting Systems
Experience with Ellie Mae mortgage originating and processing software
Self motivation and capable of working from a home office with limited supervision
Ability to review and understand credit reports
Ability to organize and prioritize
Good communication and presentation skills
Must successfully pass background investigation according to company policy
Must be able to get along with co-workers and work effectively in a team environment

Responsibilities

Originate high quality loans which meet FCMC guidelines
Develop business relationships with local Real Estate agents and builders
Manage territory of First National Bank Texas and First Convenience banks
Train employees on mortgage loan basics
Develop contacts with Banks partner store management team
Take customer loan applications, including pulling credit
Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
Communicate with borrowers and real estate agents throughout the loan process
Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR
Serve as a general office manager (depending on location and business need), including general correspondence, supply maintenance, and clerical staff schedules
Serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns
Travel as needed to meet business needs
Regular and predictable attendance and punctuality
Other duties as assigned