Loan Originator - (South Region)

Wintrust•Schaumburg, IL

5d•Onsite

About The Position

Wintrust Mortgage, founded in 1981, is a full-service, federally chartered lender dedicated to helping customers achieve homeownership. As part of Wintrust, a financial services company with over $66 billion in assets, we offer a wide range of mortgage products and can lend in all 50 states. We are recognized for our award-winning culture, being a Top Workplace by the Chicago Tribune for nine consecutive years and receiving the Employee Recommended award from the Globe & Mail for six years. We provide a comprehensive benefit package, family-friendly work hours, and opportunities for career growth and development within our network of 175+ community bank locations. This team fosters an entrepreneurial spirit and offers multiple avenues for advancement.

Requirements

Minimum two years of mortgage loan origination experience.
Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
Knowledge of residential mortgage processing, underwriting, and closing procedures.
Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA, and others.
Ability to analyze financial information.
Excellent interpersonal and communication skills required.
Pleasant and professional demeanor is essential.
Work requires sound judgment and diplomacy.
Outlook proficiency required.
Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008.

Nice To Haves

Ability to travel.

Responsibilities

Procures new mortgage transactions for the bank.
Brings in new loan requests into the bank for processing.
Acts as the primary contact for the loan applicant.
Assembles and reviews new applications and matches applicants with appropriate mortgage programs.
Handles the loan file until loan documents are requested and closing is scheduled, allowing the originator to generate new business.
Assists borrowers in determining the proper loan program, completing the loan application, and gathering required supporting documentation.
Conducts preliminary underwriting reviews.
Remains the front-line contact with borrowers.
Obtains and analyzes credit reports.
Is heavily involved with the client during the application and closing process.
Develops referral relationships with realtors, builders, bankers, and other sources to proactively solicit new business.