Loan Originator / Officer

Alcova Mortgage LLC•Wadsworth, OH

7d•Hybrid

About The Position

ALCOVA Mortgage Loan Officers are experienced and passionate mortgage professionals who thrive in a fast-paced environment, originating residential and government mortgages while providing the highest level of customer service. Loan Officers are responsible for educating, advising, and assessing financial needs and eligibility for various loan products, while guiding borrowers through the mortgage loan process. In addition, Loan Officers are responsible for developing relationships with referral partners to foster business growth.

Requirements

High school diploma or equivalent
Minimum of one year experience in the mortgage industry is required
Must be actively and appropriately licensed as a Loan Officer and possess National Mortgage Licensing & Registry (NMLS) registration under the Safe Act of 2008
Strong pipeline management skills, with an ability to prioritize complex and diversified duties
Ability to multi-task in a fast-paced environment
Ability to work collaboratively with others
Excellent interpersonal and communication skills
Strong customer service skills
Proficient in mathematics and financial principles with strong analytical and problem-solving skills
Self-starter, self-reliant, highly motivated and dependable
Proficient computer skills, especially with Microsoft Office
Ability to learn new computer systems and programs
Ability to adapt to changing environments, situations, and job responsibilities
Ability to work flexible hours and overtime, if needed
Must be trustworthy, honest, and able to continuously display a high level of integrity
Knowledge of federal and state fair lending requirements
Compliance with all Bank Secrecy Act (BSA), Anti-Money Laundering (AML) laws, and Office of Foreign Asset Controls (OFAC) requirements are required. Employees must complete annual training in these areas.

Nice To Haves

two years of mortgage experience or previous sales support experience is preferred

Responsibilities

Successfully develop and use creative marketing and sales practices with potential clients, clients, and referral partners to generate new business
Build and manage electronic database of past clients, referral partners, and potential clients
Maintain accurate pipeline management and timely follow-up communication
Create collateral presentation materials
Conduct face-to-face sales presentations to individuals and groups
Organize and attend broker open houses
Educate borrowers on all loan products
Review all loan applications thoroughly for accuracy and completeness prior to submittal
Partner with processing and closing teams to ensure efficient loan closings
Complete company reporting requirements accurately and in a timely fashion
Monitor trends, new developments, and financial data impacting the mortgage industry