Loan Officer

Sekisui House U.S.•San Antonio, TX

8d•Onsite

About The Position

In the Loan Officer position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans. Your duties will include meeting with applicants, preparing loan proposals, and examining active loans.

Requirements

Solid understanding of local, state, and federal loan regulations
Proficient with standard software such as Windows, Word, Excel, and Outlook
Effective interpersonal, verbal, and written communication skills
Maintain proper and professional etiquette and appearance.
Strong attention to details, high degree of accuracy and excellent organizational skills
Exemplary customer service skills
Well organized with the ability to multi-task
Self-discipline, an aptitude for making good decisions and works efficiently under deadlines
Must be able to handle the pressure of a fast-paced office high work volume
The ability to work both independently and as a team member
Knowledgeable in all aspects of escrow, from opening to closing, is required

Nice To Haves

Minimum of 1-year experience as a loan officer preferred but not required

Responsibilities

Meet with loan applicants to identify their needs and collect information for loan applications
Analyze active loan files on a regular basis and recommend solutions to speed up the loan process
Complete loan contracts and educate clients on policies and regulations
Interview applicants to define financial eligibility and established debt payment plans
Monitor and update account records
Submit loan applications in a timely manner
Prepare detailed loan proposals
Reject loan applications and explain deficiencies to applicants
Respond to applicants’ questions and resolve any loan-related issues
Operate in compliance with laws and regulations