Loan Officer - St. Louis Area

Veterans United Home LoansSt. Louis, MO
Onsite

About The Position

In this position, you’ll be assisting Veterans and Service Members navigate one of the biggest financial decisions of their lives—buying a home. As a Loan Officer, you're their go-to person from start to finish. You’re not just crunching numbers; you’re educating them about how VA loans work and guiding them through the entire process. Your people skills and ability to communicate really shine here because you’re balancing being super helpful with achieving sales goals. Our marketing team works hard to bring in fresh leads, most of the time, you’re calling people who are already interested rather than cold-calling strangers. It’s demanding, for sure, but there’s something really rewarding about knowing you’re helping someone secure their dream home. Want a career where your effort truly pays off? In this base plus commission role, Loan Officers can earn over $85K in their first year, grow to approximately $200K+ by year three, and reach over $300K by year five. Earning potential is uncapped, with top performers earning well over $500K. Here’s a snapshot of what you’d be doing: Engaging with borrowers, understanding their goals, and providing expert guidance to ensure they feel informed, confident, and ready to move forward. Running their credit through an online system and helping them find the right loan for their situation. Walking borrowers through the loan process, explaining everything clearly, and helping them get the right rates and terms. Handling all the paperwork and keeping the borrower’s file on track until the loan is officially closed. And on top of that, you’d be contributing to the team’s success by jumping in wherever you’re needed. Collaboration with internal and external parties is critical to this role. One important thing—you’d need to be NMLS licensed (but we can help you get that when you start).

Requirements

  • Established experience
  • Relevant expertise, such as direct sales
  • Proven track record in pipeline management, including the use of key metrics
  • NMLS licensed (assistance provided to obtain license)

Nice To Haves

  • Challenge Seeking: Demonstrate grit and resilience when navigating challenges, thriving in a fast-paced and agile environment.
  • Accomplished Adapter: Flexibility is in your DNA; readily embrace change and creatively identify solutions to complex problems.
  • Efficiency Expert: Master of time management and efficiently prioritize responsibilities to maximize productivity and effectiveness.
  • Growth Minded: Driven by success, welcome feedback and possess a high capacity for learning, leveraging knowledge to enhance performance and development.
  • Master Communicator: Excel in communication, both written and verbal, and use skillset to provide top tier customer service to borrowers and teammates.
  • Team Player: Thrive within a collaborative environment while maintaining a positive attitude in high pressure situations to achieve common goals.
  • Integrity First: Uphold the highest standard of honesty and transparency in all interactions, always doing what is best for all involved.

Responsibilities

  • Engaging with borrowers, understanding their goals, and providing expert guidance to ensure they feel informed, confident, and ready to move forward.
  • Running their credit through an online system and helping them find the right loan for their situation.
  • Walking borrowers through the loan process, explaining everything clearly, and helping them get the right rates and terms.
  • Handling all the paperwork and keeping the borrower’s file on track until the loan is officially closed.
  • Contributing to the team’s success by jumping in wherever you’re needed.
  • Collaboration with internal and external parties is critical to this role.

Benefits

  • Base plus commission role
  • Earning potential over $85K in the first year
  • Growth to approximately $200K+ by year three
  • Reach over $300K by year five
  • Uncapped earning potential, with top performers earning well over $500K
  • Assistance to obtain NMLS license
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