Loan Officer - Spartanburg County

Shift HR • Spartanburg, SC

16d • Hybrid

About The Position

Do you love meeting people, building relationships, and helping small businesses get the capital they need to grow? Do spreadsheets and community events both make sense in your world? If yes — keep reading.

Requirements

• You genuinely enjoy people — from new entrepreneurs to seasoned business owners
• You communicate clearly and professionally, and you keep confidences (no gossip lenders)
• You’re comfortable reviewing financial statements and making data-driven decisions
• You can manage multiple applications without losing your cool — or your coffee
• You’re proactive, organized, and follow through on what you say you’ll do
• You believe access to capital can change lives and communities

Responsibilities

• Build and nurture relationships with community leaders and referral partners
• Represent the organization at community events, meetings, and networking opportunities
• Meet with prospective borrowers to understand their goals and funding needs
• Collect and review financial documents to support sound lending decisions
• Analyze creditworthiness and evaluate collateral
• Structure loan terms and negotiate agreements that work for everyone
• Prepare and present loan proposals for management approval
• Deliver timely application review and excellent communication (no ghosting borrowers — we’re all adults here)
• Provide technical assistance and guidance to applicants and small business owners
• Connect with and occasionally present to the Board
• Volunteer and stay visible in the community we serve

Benefits

• Supportive leadership and a mission-driven environment
• Opportunities to engage in the community, not just sit behind a desk
• Professional growth in lending, underwriting, and community development

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed