Loan Officer Originator

First Mutual Bank • Belpre, OH

14d • Remote

About The Position

The Loan Officer is responsible for originating mortgage loan, HELOC and consumer applications. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Requirements

• Experience in mortgage lending is required.
• Experience with lending laws, regulations, and guidelines are required.
• Experience in customer service is required.
• Proficiency in MS Office [Outlook, Excel, Word] or similar software is required.
• High School Diploma is required.
• NMLS is required.
• 3 to 5 years as a Loan Officer [Originator] is required.

Nice To Haves

• Experience in financial services or banking is preferred.
• Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred.
• CRM software is preferred.
• Bachelor’s degree in Marketing or Communications is preferred.

Responsibilities

• Originates loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer’s home or place of business and away from the bank’s place of business or any office maintained for loan production business purposes.
• Responds to customer/contact inquiries regarding the association’s loan products and customer’s applications.
• Keeps up-to-date on government regulations and the association’s policies and procedures regarding lending; participates in compliance training and banking regulations for industry.
• Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
• Makes an underwriting decision on each loan within their lending authority; for those above that level or for exceptions to lending policies the file referred to the VP Lending Operations Officer and/or President CEO to make the decision as outlined in policy and procedure.
• Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner, sets expectations; develops performance metrics; measures vendor performance, provides feedback and hold accountable.
• Other duties as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED