Loan Closing Specialist

FCS Financial, ACA • Jefferson City, MO

3d • $43,000 - $75,000 • Hybrid

About The Position

FCS Financial is seeking an enthusiastic and detail-oriented Loan Closing Specialist to join their team in Jefferson City, Missouri. This role involves applying knowledge of agriculture, lending, title work, and legal documentation to support the loan process and deliver exceptional service to customers. It offers an opportunity to make a meaningful impact while building a long-term career in a collaborative and fast-paced environment.

Requirements

• Minimum of 2 years of relevant experience, or an equivalent combination of education and experience
• A positive outlook and a passion for customer service.
• Ability to work efficiently in a fast-paced environment.
• Strong organizational and analytical skills with a focus on accuracy.
• Associate’s Degree preferred
• 2 years of related experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
• General knowledge of mortgage and commercial loan documentation
• General knowledge of real estate terminology and contracts
• Communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex issues
• Skill in listening and conveying awareness of a customer's problem or issue to find resolution
• Skill in utilizing Word, Excel, and Outlook
• Ability to prioritize and multitask to meet deadlines
• Skill in processing complex, detailed information in an accurate, thorough, and timely manner
• Skill in working as part of a team and collaborating with colleagues
• Oral and written communication skills, sufficient to share and exchange information effectively with peers, supervisors, customers and third parties
• Skill in organizing material and information in a systematic way to optimize efficiency
• Skill in applying processes and procedures to factual data to come to make a logical decision
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data

Nice To Haves

• Knowledge of agriculture

Responsibilities

• Reviews various items including title commitments, appraisals, entity formation documents and other supporting documents for accuracy and adherence to regulations and Association policies and procedures.
• Verifies and inputs information into applicable databases.
• Performs maintenance to system data as necessary.
• Follows up on questions, inconsistencies and missing information.
• Answers questions regarding loan documentation.
• Generates and merges loan documents using applicable software.
• Prepares closing instructions, escrow letters and various other documents for loan closings.
• Prepares loan disclosures to adhere to compliance regulation.
• Processes loan servicing actions and various other special requests.
• Contacts customer, title company and branch staff to schedule closing date and time.
• Communicates closing requirements and confirms requirements are met.
• Coordinates preparation of settlement statement with the title company.
• Reviews settlement statements with customers and answers questions pertaining to settlement figures.
• Prepares files for loan certification by ensuring receipt of all final executed documentation, reviewing documents for accuracy and adherence to regulations and Association policies and procedures, and scanning and uploading documents to their appropriate location to meet association retention guidelines.
• Follow up on outstanding loan documentation as necessary.
• Other duties as assigned to meet the needs of the organization.

Benefits

• Starting Salary: $43,000 - $75,000, with outstanding incentive opportunities linked to Association performance
• Growth Opportunities: Clear advancement opportunities from Loan Closing Specialist I, II, and III, with ongoing professional development and training.
• Comprehensive Benefits: A highly competitive benefits package designed to support your health, financial well-being, and work-life balance.
• Flexible Work Schedule: Flexible and Hybrid scheduling available after initial training period, based on performance and business needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree