Loan Analyst

Farm Service Agency • Vinita, OK

7d • Onsite

About The Position

These positions are located in the Farm Service Agency, Oklahoma State Office in the following locations: VINITA CRAIG OK. This position provides support and assistance to the Farm Loan Managers and Farm Loan Officers that perform a range of lending activities, closing, disbursement, monitoring, liquidating, and servicing of agricultural loans. Duties include providing support and assistance to the Farm Loan Chief, Farm Loan Specialists, and County Offices. Under the direction of the District Director and the Farm Loan Manager, the incumbent works collaboratively with Farm Loan Officers and loan staff. The role performs analysis, evaluation, and advisory assignments related to the effective delivery of loan making and servicing activities. Assists in the formulation and implementation of farm loan programs, policies, and procedures for the assigned farm loan area. Works with customers to assess their needs and provides information or assistance in resolving their issues. Communicates with borrowers regarding loan status, status of pending requests, and standard loan fund policies and procedures. Provides technical advice and assistance on less complex matters concerning loan making. Identifies, analyzes, and makes recommendations to resolve conventional problems and situations in farm loan making. Reviews, evaluates, and independently completes preliminary underwriting for loan cases.

Requirements

• You must be a US Citizen or US National.
• Males born after 12/31/1959 must be Selective Service registered or exempt.
• Subject to satisfactory adjudication of background investigation and/or fingerprint check.
• As a condition of employment for accepting this position, you will be required to serve a 1-year probationary period during which we will evaluate your fitness and whether your continued employment advances the public interest.
• Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution.
• Successfully pass the E-Verify employment verification check.
• Three years of general work experience that is progressively responsible experience (one year of which is equivalent to at least a GS-4) that demonstrates ability to analyze problems to identify significant factors, gather pertinent data, and recognize solutions; to plan and organize work; and to communicate effectively both orally and in writing; OR Completed a 4-year course of study leading to a bachelor's degree, or possess a bachelor's degree in any field of study. OR Combination of education and experience.
• One year of specialized experience equivalent in difficulty and responsibility to the GS-5 level in the Federal service or private sector. Specialized experience is experience that demonstrates knowledge of basic principles, concepts, and methods of fact-finding, analysis, and problem-solving techniques as they apply to investigation, analysis and evaluation of financial factors and credit risks in granting and servicing of agricultural loans. In addition, knowledge of and skill in applying analytical and evaluative techniques to assist in assessing the effectiveness and efficiency of farm loan program operations to make recommendations for improvements. OR One year of graduate education from an accredited college or university with a major in finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or other fields related to the position such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology; OR Superior Academic Achievement (SAA): A bachelor's degree in any field of study from an accredited college or university with either: 1) a grade point average (GPA) of 3.0 based on a 4.0 scale; 2) a 3.5 GPA based on a 4.0 scale for required courses completed in a major field of study during the last two years of undergraduate study; 3) class standing of upper third of the graduating class in the college, university, or major subdivision of the college; 4) membership in a National Scholastic Honor Society certified by the Association of College Honor Societies, excluding freshman honor societies; OR Combination of education and experience.
• One full-time year (12 months) of specialized work experience equivalent in difficulty and responsibility to the GS-7 level in the Federal service. Experience that demonstrates knowledge of credit principles and practices to assess the fundamental soundness of loans by independently examining applications, supporting documents, and credit reports, and maintaining servicing activities on agricultural loans. In addition, experience applying analytical and evaluative techniques to assist in assessing the effectiveness and efficiency of farm loan program operations to make recommendations for improvements; OR Two full academic years of progressively higher level graduate education or master's, or equivalent graduate degree (LLB, JD, LLM, Ph.D., etc.), from an accredited college or university with a major in finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or another field related to the position such as agriculture, agricultural economics, farm, livestock, farm management, ranch management, rural sociology, dairy science, domestic agricultural development or agronomy; OR Combination of education and experience.
• If you are a current federal employee in the General Schedule (GS) pay plan and applying for a promotion opportunity, you must meet time-in-grade (TIG) requirements of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled. You must meet this requirement by the closing date of this announcement.

Nice To Haves

• Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.

Responsibilities

• Provides support and assistance to the Farm Loan Chief, and Farm Loan Specialists, and County Offices that perform a range of lending activities, closing, disbursement, monitoring, liquidating, and servicing of agricultural loans.
• Under the direction of the District Director and the Farm Loan Manager, works collaboratively with Farm Loan Officers and loan staff.
• Performs analysis, evaluation and advisory assignments related to the effective delivery of loan making and servicing activities.
• Assists in the formulation and implementation of farm loan programs, policies, and procedures for the assigned farm loan area.
• Works with customers to assess their needs and provides information or assistance in resolving their issues.
• Communicates with borrowers regarding loan status, status of pending requests, and standard loan fund policies and procedures.
• Provides technical advice and assistance on less complex matters concerning loan making.
• Identifies, analyzes, and makes recommendations to resolve conventional problems and situations in farm loan making.
• Reviews, evaluates, and independently completes preliminary underwriting for loan cases.

Benefits

• A career with the U.S. government provides employees with a comprehensive benefits package.
• As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding.
• Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent.
• Contact the hiring agency for more information on the specific benefits offered.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level