Livestock Underwriter

Palomar

6h•$60,000 - $70,000•Remote

About The Position

We’re seeking a detail-oriented and motivated Livestock Underwriter to join our team. In this role, you’ll be responsible for underwriting, administering, and servicing livestock insurance policies written under federally reinsured livestock insurance programs. This position ensures policies are underwritten in accordance with RMA program handbooks, actuarial documents, underwriting procedures, and SRA requirements. The Livestock Underwriter supports agents and insureds through technical expertise, policy review, and program guidance while maintaining underwriting quality, data integrity, and regulatory compliance.

Requirements

1–3 years of relevant experience in underwriting, insurance processing, agriculture, or customer service.
High School Diploma or GED required.
Highly detail-oriented and organized with excellent time management skills.
Strong communication and interpersonal skills; able to convey complex information clearly.
Proficient in Microsoft Office (Excel, Outlook, Word) and underwriting systems
Customer-first mindset with strong problem-solving abilities.
Team player who is flexible, proactive, and eager to learn.
Comfortable in a fast-paced, dynamic environment with shifting priorities.
Positive team player who thrives in a collaborative work culture.

Nice To Haves

Associate or bachelor’s degree preferred
Crop/Livestock insurance experience is preferred but not required.
Build strong relationships through transparency, trust, and respect for each other.
Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
Do the right thing with strong conviction and integrity.
Be bold and innovative to help make an impact.
Demonstrable track record of working autonomously and driving progress
Be intellectually curious, think creatively, and pragmatic

Responsibilities

Review and underwrite livestock insurance applications, policy changes, and endorsements in accordance with RMA Livestock Program policy provisions, underwriting rules, and actuarial documents.
Evaluate eligibility, insurable interest, livestock inventories, and coverage elections for programs including Livestock Risk Protection (LRP), Livestock Gross Margin (LGM), and other approved livestock products.
Ensure compliance with applicable policy terms, Special Provisions, actuarial tables, and RMA underwriting procedures.
Validate policyholder reported data including ownership documentation, production records, and livestock inventory records to ensure accuracy and insurability.
Maintain working knowledge of RMA Livestock Insurance Standards Handbook, Loss Adjustment Standards Handbook (LASH), applicable underwriting procedures, and associated program bulletins and manager’s bulletins.
Ensure policies are administered in compliance with the Standard Reinsurance Agreement and all applicable federal program requirements.
Document underwriting decisions and maintain audit-ready files consistent with AIP record retention standards.
Identify potential program vulnerabilities, reporting inconsistencies, or compliance concerns and escalate as appropriate.
Serve as a primary underwriting resource for agents regarding livestock program eligibility, policy provisions, and coverage elections.
Provide guidance regarding reporting requirements, sales closing deadlines, coverage endorsements, and policy servicing transactions.
Assist with agent training and onboarding related to livestock insurance program rules and underwriting expectations.
Support agent retention and business development through responsive service and technical expertise.