Liquidity Modeling & Analysis Consultant

MassMutual • Boston, MA

1d

About The Position

The Liquidity Modeling & Analysis Consultant is an individual contributor in MassMutual’s Treasury organization, focused on liquidity analytics, forecasting, risk identification, and contingency planning. The role will help evolve liquidity modeling from static snapshots into a dynamic, forward-looking forecasting engine that accounts for the complexities of life insurance cash flows, and will contribute to frameworks and playbooks for responding to liquidity stress. The position reports directly to the Head of Liquidity Modeling & Analysis and collaborates with teams including Investment Management, Actuarial, Enterprise Risk Management, Financial Planning & Analysis, and Controllership.

As part of the Liquidity Management Team, the consultant contributes to analysis and insights delivered to senior management about key liquidity risks. The work includes improving liquidity stress testing and scenario modeling, assessing contingency funding options, evaluating external measures of liquidity, and comparing the company’s liquidity position with life insurance peers. The team also monitors daily cash and liquidity, forecasts cash needs, maintains bank relationships, and develops funding options and execution strategies for stress events.

Requirements

• Bachelor’s degree in Economics, Business, Finance, Applied Mathematics, or a similar quantitative area of study.
• At least 3 years of progressive experience in Corporate Treasury, Financial Planning & Analysis (FP&A), Corporate Development/M&A, Management or Risk Consulting, Risk Management, or Quantitative Analysis.
• Experience with financial modeling in Microsoft Excel.

Nice To Haves

• At least 5 years of progressive experience in Corporate Treasury, FP&A, or Financial Modeling.
• CFA or FRM designation, or progress toward CFA or FRM.
• Experience in the banking or insurance industries.
• Direct experience with liquidity stress-testing concepts, including scenario design, assumption design and review, and contingency funding planning.
• Experience with large, complex financial datasets and translating insights into actionable recommendations for business partners.
• Technical and data visualization skills, such as Power BI, Tableau, SQL, or Alteryx.
• Understanding of investments and asset-liability management.
• Understanding of insurance liabilities and familiarity with their associated liquidity risks.
• Strong multitasking skills and ability to adapt to change.
• Detail-oriented, with demonstrated oral and written communication skills.
• Intellectual curiosity and interest in continued learning and developing breadth and depth of understanding.

Responsibilities

• Improve the liquidity stress-testing production process by streamlining data collection and improving visibility of results.
• Identify opportunities to automate liquidity stress-testing processes and increase production frequency.
• Participate in reviewing assumptions across products and legal entities.
• Expand stress-testing scenario design and enhance capabilities for more dynamic scenario modeling.
• Participate in finance transformation efforts and adapt approaches to changing conditions.
• Analyze the appropriate sizing of contingency funding options and evaluate the benefits of additional funding sources across legal entities.
• Assist in developing contingency funding playbooks that define thresholds and procedures during liquidity stress.
• Evaluate and interpret liquidity treatment and ratios against external views, including rating agencies, DFS, DOI, and NAIC, and compile insights for senior leadership.
• Reconcile internal liquidity stress-testing analyses with external liquidity measurement views.
• Develop peer analyses comparing the company’s liquidity positioning with life insurance cohorts.
• Collaborate with Investment Management, Actuarial, Enterprise Risk Management, Financial Planning & Analysis, Controllership, and other teams.

Benefits

• Competitive salaries and incentive and bonus opportunities.
• Industry-leading pay and benefits.
• Access to learning content on Degreed and other informational platforms.
• Networking opportunities, including access to Business Resource Groups focused on Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran, and disability communities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level