Licensed Loan Officer - Remote

LowerRemote-FL, FL
Remote

About The Position

Ready to take your mortgage career to the next level with us? If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we’ve perfected that model - and we’re looking for NMLS-licensed loan officers who want to close more deals, earn more, and make a bigger impact.

Requirements

  • Hold an active NMLS license
  • 2+ years of experience originating loans in a consumer-direct model.
  • You’re a closer - driven by performance, motivated by commission, and wired for results.
  • Thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline.
  • Passionate about helping people make smart financial decisions and delivering a 5-star experience.

Nice To Haves

  • Experience with Encompass preferred.

Responsibilities

  • Work high-intent inbound leads
  • Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence.
  • Educate and advise borrowers on products that fit their goals - whether it’s purchase, refi, or cash-out.
  • Analyze credit and financial data to match customers with the right solution.
  • Present pricing and terms in line with company standards and compliance requirements.
  • Drive repeat and referral business through exceptional service and follow-through.

Benefits

  • Competitive commission structure with uncapped earning potential
  • Full benefits: medical, dental, vision, paid holidays, PTO, parental leave
  • Life insurance, short- and long-term disability, 401(k) with company match
  • Corporate wellness program
  • Employee discount on home mortgage purchases and refinances
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