Licensed Insurance Broker

WTW•Chicago, IL

7h•$90,000 - $120,000•Hybrid

About The Position

The Licensed Insurance Broker is responsible for advising and selling individual insurance (annuity) products directly to consumers within a technology-enabled, hybrid robo-human advisory model. This role focuses on assessing client needs using platform-provided information and structured workflows to recommend fixed insurance and annuity solutions. Client recommendations are supported by digital tools, standardized processes, and platform-generated insights. Brokers are expected to efficiently interpret client information, apply professional judgement, and deliver consistent, compliant insurance recommendations across multiple client engagements. The role is consumer-facing and advisory in nature, with a strong emphasis on regulatory compliance, product knowledge, and disciplined insurance distribution. The Broker operates in a highly regulated environment and is expected to maintain required licensing and always operate in compliance with regulatory requirements. Where appropriately licensed, brokers may also support investment advisory solutions as part of a broader retirement income or investment strategy.

Requirements

Must hold a valid insurance license.
Must maintain required licensing.
Must operate in compliance with regulatory requirements.
Must obtain and maintain all required training, certifications, and carrier appointments necessary to support annuity distribution.
Must ensure all annuity recommendations comply with applicable regulatory requirements, licensing obligations, and internal compliance standards.
Must maintain accurate and complete client records, including client objectives, recommendations, disclosures, approvals, and ongoing monitoring activities.
Must complete all required continuing education and compliance training.

Nice To Haves

Where appropriately licensed, brokers may also support investment advisory solutions as part of a broader retirement income or investment strategy.

Responsibilities

Provide individual insurance advice and recommendations based on client objectives, risk profile, and protection needs, using information supplied through the platform
Recommend and support the placement of fixed insurance and annuity products to support retirement income objectives, aligned to clients’ financial goals, life stages, and risk tolerance
Educate clients on available individual insurance products, clearly explaining product features, benefits, limitations, costs and trade-offs
Clearly explain insurance annuity product features, options, and pricing to ensure clients make informed decisions
Support clients throughout the policy lifecycle, including applications, underwriting follow-up, renewals, and changes
Operate within a hybrid robo‑human advisory framework, where client data and product guidance are provided through digital tools and structured workflows
Utilize platform‑generated insights, data inputs, and decision support tools to support consistent annuity recommendations.
Identify and escalate exceptions, constraints, or client circumstances that require deviation from or refinement of model‑generated outputs, in accordance with established governance and compliance standards.
Maintain up-to-date knowledge of product offerings, underwriting requirements, and carrier guidelines and offerings
Ability to obtain and maintain all required training, certifications, and carrier appointments necessary to support annuity distribution
Ensure all annuity recommendations comply with applicable regulatory requirements, licensing obligations, and internal compliance standards
Maintain accurate and complete client records, including client objectives, recommendations, disclosures, approvals, and ongoing monitoring activities.
Complete all required continuing education and compliance training