Lending Transaction Analyst Sr (Loan Fulfillment - Commercial Lending)

PNC Bank•Portage, MI

7d•Hybrid

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Lending Transaction Analyst Sr within PNC's Commercial Lending Operations organization, you will be based in Kalamazoo, MI, Denver, CO, Pittsburgh, PA; or Dallas, TX. Core Hours for this role are Monday – Friday, 10:00 am EST – 7:00 pm EST. As a Lending Transaction Analyst Sr, you will obtain due diligence items for various loan types and collateral types. This consists of working with our internal market partners and third party vendors to obtain and review items such as but not limited to UCC searches, operating agreements, entity good standing searches, and/or property/lien reports. You will also be responsible for drafting legal documentation packages for Commercial Business Banking Loans. Additional Information: Independently and proactively manage a pipeline of new money and/or existing loan modifications. Creates and maintains legal document files required for complex transactions. Timely satisfaction of all required due diligence for complex transactions following standard operating procedures. Interacts professionally with internal and external contacts to gather necessary information. Identifies exceptions, escalates when necessary and resolves appropriately. Achieve and maintain established quality thresholds. Follow all established job aids and procedures including appropriate evidencing within shared drives and source systems. We seek motivated, driven and creative individuals that enjoy working as part of a team in a high energy environment which thrives on innovation and ingenuity. You will work together to create new solutions which will provide our clients with an exceptional customer experience. Valued opinions, supported by collaborative teams, impact the success of the Commercial Lending Operations organization. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Requirements

Appropriate knowledge, skills, and abilities for the role.
Skills: Complex Transactions, Documentations, Due Diligence, Finance Strategy, Financial Operations, Public Accounting.
Competencies: Accuracy and Attention to Detail, Collaborating, Data Gathering and Reporting, Decision Making and Critical Thinking, Effective Communications, Managing Multiple Priorities, Operational Functions, Products and Services, Regulatory Environment - Financial Services.
Typically requires an Associates or equivalent degree as well as related experience or product knowledge to accomplish primary duties.
Typically requires 4+ years of related business or functional experience.
In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
No Required Certification(s).
No Required License(s).
No Required or Preferred Language Assessments.
Subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

Responsibilities

Obtain due diligence items for various loan types and collateral types, working with internal market partners and third-party vendors to obtain and review items such as UCC searches, operating agreements, entity good standing searches, and/or property/lien reports.
Draft legal documentation packages for Commercial Business Banking Loans.
Independently and proactively manage a pipeline of new money and/or existing loan modifications.
Create and maintain legal document files required for complex transactions.
Ensure timely satisfaction of all required due diligence for complex transactions following standard operating procedures.
Interact professionally with internal and external contacts to gather necessary information.
Identify exceptions, escalate when necessary, and resolve appropriately.
Achieve and maintain established quality thresholds.
Follow all established job aids and procedures, including appropriate evidencing within shared drives and source systems.
Prepare documents to match specifications of credit approval, deal requirements, and policies for complex transactions.
May provide client-facing service directly or with senior coordinators and interact with external business partners.
May provide on-the-job training or coaching.
Coordinate with Servicing to onboard and accurately book transactions into the accounting system.
Prepare and issue legal documents to clients for transactions.
Review client-executed documents for compliance.
Prepare requests to release client funds.
Satisfy documentation due diligence for standard transactions.
Prepare and file security documentation for standard transactions required to perfect interest in the collateral.

Benefits

medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service