Lending Compliance Officer

Baker Boyer Career•Walla Walla, WA

5d•Onsite

About The Position

This important role operates independently, and as part of the Compliance Committee to facilitate high quality and value-added tasks and projects to ensure regulatory compliance issues are managed and addressed; adherence to state and federal regulations; and cost-effective management of the bank’s liability and risk exposure. This position is a high visible position, often collaborating and working with employees across the bank to improve bank practices, policies and workflow. Strong communication, analytical skills, prioritization and self-motivation are key skills for this position, as is transferrable experience that demonstrates the ability to quickly learn and to implement complex concepts. Some prior audit or compliance experience and/or banking/finance experience preferred but not required.

Requirements

Graduation from a four-year college or university.
Minimum three years’ experience in auditing or compliance, preferably in a banking or finance environment; or any equivalent combination of education, experience and training that provides the required knowledge and abilities to do the job.
Demonstration of relevant skills and experience required to perform job may be considered in lieu of education or auditing / compliance experience minimums.
Strong written and verbal communication skills.
Ability to communicate with all levels of employees in a manner that is of high quality, content, style and clarity.
Proactively builds and maintains positive relationships by portraying an approachable and an open-minded outlook
Proactively build relationships across departments; work to understand their workflow, processes and the impact of changes/suggestions.
Demonstrated ability to work independently and with limited direction; willingness to take initiative.
Ability to organize and prioritize work; possesses strong time management skills
Exceptional attention to detail and accuracy with the ability to handle multiple tasks and priorities
Familiar with and knowledgeable of most departments, systems and corporate policies, or able to learn quickly.
Knowledge of/or ability to easily learn banking policies, procedures and laws and regulations governing the bank.
Ability to apply logic and reasoning when carrying out instructions furnished in written or oral form.
Is a team player, willing to help out as needed and keeps team informed of status and needs.
Ability to proficiently use and interpret data and processes provided by Compliance / Audit tools
Demonstrated technical capacity.
Strong knowledge and ability to use Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) with proficiency and accuracy.

Nice To Haves

Some prior audit or compliance experience and/or banking/finance experience preferred but not required.
Experience with audit software such as IBM Query, TeamMate Audit Software, or other comparable software desired but not required.

Responsibilities

Ensure that the bank is following state and federal regulations within acceptable risk tolerances established by the Compliance Committee and Board.
Work with compliance peers to manage the Regulatory Risk of the bank.
Act as a Compliance resource and consultant to all employees.
Act as a contributing member of the Compliance Committee and department.
Ensure compliance policies are reviewed and submitted with accompanying reports annually to Compliance Committee, Executive Committee and Board.
Track regulatory changes to ensure they are addressed by compliance department and implemented with 1st LOD.
Collaborate with other department members in setting department related standards, polices, procedures, etc.
Prepare reports for senior management, the Board, OCC, internal and external auditors.
Assist in coordinating bank’s efforts to prepare, gather and present information during Compliance exams.
Lead and assist in the coordination of projects and monitoring of ongoing activities.
Assist periodic and annual Compliance Training
Carry out necessary tasks related to the periodic review of loan files, and any other files / documentation in need of review.
Assume additional responsibilities as requested.
Complete assigned procedures, responsibilities and projects, after initial training and instruction, with minimal supervision.
Document work performed for each step with appropriate work papers.
Assist in preparing the final report. Includes input compliance findings and management response, and when appropriate, set up pending.
Communicate with the appropriate staff and line management.
Ability to communicate orally and in writing in a manner that is of consistent high-quality content, style, clear and timely.
Update the programs after each review.
Self-motivated to pursue and progress in professional development: Utilize self-training resources (books, periodicals, memberships in professional groups and so forth) and participate in recommended courses.
Attend appropriate trainings, seminars or conferences to develop professional skills this could be in state or out of state).
Responsible for staying abreast of job specific software enhancements, maintaining a good working knowledge of the programs that impact responsibilities.
Responsible for maintaining CRA & HMDA policies and procedures.
Responsible for HMDA scrubs, CRA activity monitoring and reporting processes, tools and analysis.
Lead CRA Committee.
Keep management and board informed of CRA program status.
Work with management so that activities meet the spirit of the regulations.
SME for 1st LOD and other staff.
Provide training.
Responsible for HMDA government submissions.

Benefits

Medical, Dental, Vision plans with additional: AD&D & Life Insurance
Long Term Disability
401(k) - 100% safe harbor match up to 6%, plus an additional profit-sharing contribution, resulting in employer contributions of up to 12% of annual salary.
10 days of Vacation time – The annual Vacation accrual increases by a day each year for the first 10 years, and an additional half day each year for the next 10 years, reaching the maximum Vacation accrual of 25 days at year 20.
7 days of Sick, Safe & More (SSMORE) leave - SSMORE accrues at a rate of 1.2 hours for every 40 hours worked. SSMORE is intended to meet sick and safe leave needs, but it can also be used for vacation or other personal leave.
3 Revive & Renew (R&R) days – We understand the importance of unwinding and recharging, so these R&R days are loaded on the first of each year (prorated for new hires based on the quarter in which they’re hired).
Number of paid holidays may be fewer than 11 on years when there are Federal Holidays that are observed on Saturdays.
Life Assistance Plan
Free access to financial counselors
Employee Wellness Program
8 hours of paid volunteer time annually