Real Estate Originations - Lending Compliance Officer

Mission Fed Credit Union•San Diego, CA

2d•Hybrid

About The Position

We have an exciting opportunity for a Lending Compliance Officer to help take our Real Estate Originations team to the next level. This role serves as the go-to expert for all things lending compliance, acting as the primary resource for lending regulations and assisting teams in understanding and adhering to the rules that protect both members and the organization. The position involves identifying risks before they become problems by reviewing lending activities, analyzing data, monitoring trends, and proactively spotting compliance issues. The Lending Compliance Officer will evaluate loan files, disclosures, and operational controls to ensure accuracy, effectiveness, and compliance with regulatory requirements. This role also involves working closely with management, auditors, vendors, and cross-functional teams to strengthen controls, improve processes, and support business initiatives. Additionally, the role requires analyzing testing results, audit findings, and lending trends to identify opportunities for improvement and provide actionable recommendations, ultimately contributing to stronger compliance programs, streamlined processes, enhanced reporting, and solutions that support long-term success and member trust.

Requirements

5+ years of experience navigating compliance, risk, or audit challenges, preferably within financial services.
Expertise in navigating complex lending regulations with confidence and turning them into practical solutions that help the business succeed.
Analytical mindset: Turn numbers into meaningful stories by identifying trends, solving problems, and creating solutions that make a lasting impact.
Influence & collaboration: A natural relationship-builder who can bring people together, influence decisions, and drive meaningful results.
Communication skills: A talent for turning complex regulations into clear guidance, practical solutions, and actionable next steps.

Nice To Haves

Bonus points for Power BI experience.

Responsibilities

Serve as the go-to expert for all things lending compliance.
Serve as the go-to resource for lending regulations and help teams understand and follow the rules that protect both our members and the organization.
Identify risks before they become problems.
Review lending activities, analyze data, monitor trends, and proactively spot compliance issues so they can be addressed early.
Evaluate loan files, disclosures, and operational controls to ensure everything is accurate, effective, and compliant with regulatory requirements.
Work closely with management, auditors, vendors, and cross-functional teams to strengthen controls, improve processes, and support important business initiatives.
Analyze testing results, audit findings, and lending trends to identify opportunities for improvement and provide actionable recommendations.
Help build stronger compliance programs, streamline processes, enhance reporting, and create solutions that support long-term success and member trust.