Lending Compliance Analyst
About The Position
The Lending Compliance Analyst supports Croghan Colonial Bank’s enterprise-wide compliance program, with a focus on lending regulations including the Community Reinvestment Act (CRA) and Home Mortgage Disclosure Act (HMDA). The role helps ensure compliance with applicable laws and regulations by conducting reviews, providing guidance, supporting reporting, and helping develop and maintain compliance programs. Assignment to Level II or III depends on experience, knowledge, independence, and scope of responsibility. The analyst works independently and collaboratively to assess loan compliance, interpret regulatory requirements, analyze data, support audits and examinations, and strengthen lending compliance programs. The position is based on-site in Fremont, Ohio, and has a Monday–Friday schedule from 8:00 a.m. to 5:00 p.m.
Requirements
- 3–5+ years of lending, compliance, or banking experience.
- Associate degree in finance, accounting, business, or a closely related field.
- Strong understanding of lending compliance regulations.
- Ability to independently analyze loan files and identify issues.
- Problem-solving and analytical skills.
- Ability to interpret and apply regulatory requirements.
- Strong attention to detail.
- Ability to follow defined procedures.
- Ability to handle confidential and sensitive information with discretion.
- Proficiency in M365 software.
Nice To Haves
- CRCM or other relevant professional certification, or progress toward certification.
Responsibilities
- Conduct independent loan compliance reviews to assess adherence to regulations and internal policies.
- Analyze loan documentation to determine CRA and HMDA applicability and accuracy.
- Perform CRA and HMDA data analysis and assist with required reporting.
- Identify control deficiencies and recommend corrective action.
- Respond to business unit inquiries regarding lending compliance requirements.
- Assist in developing and maintaining policies and procedures.
- Collaborate with departments to ensure compliance with applicable laws and regulations.
- Support regulatory examinations and internal audits.
- Assist in training staff on lending compliance topics.
- Maintain integrity and professionalism when handling sensitive and confidential information.
- Maintain working knowledge of applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
- Complete compliance training essential to the job function.
- Maintain punctual and regular attendance.
Benefits
- Fair, competitive salaries evaluated against benchmarked data.
- Incentive Compensation program with annual opportunities for salary increases and bonuses.
- Medical, dental, and vision insurance.
- 401(k) with a company match and additional annual contributions.
- Bank-provided group life insurance.
- Short-term and long-term disability programs.
- Vacation, paid federal holidays, and additional PTO.
- Community-based hometown culture.
- Collaborative environment supportive of continual growth and development.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
