Legal Counsel, Payments & Fintech

Xsolla

6d • $150,000 - $160,000 • Remote

About The Position

We are seeking an experienced Legal Counsel with a strong background in payments and fintech to join our dynamic legal team. The ideal candidate thrives in a fast-paced, highly dynamic environment and is excited to provide strategic legal guidance on payment processing, financial regulation, and digital innovation, while supporting the broader legal needs of a global commerce company. Strong analytical skills, exceptional communication abilities, and hands-on expertise with payments and financial regulations are essential, along with a proven track record in drafting and negotiating complex commercial contracts and advising on compliance matters. The ability to manage multiple priorities, anticipate legal challenges, and collaborate across business and technology teams will be critical to your success in this role. If you are passionate about the intersection of payments, technology, and commerce — and enjoy helping a business launch compliant, compelling products across markets — we would love to hear from you.

Requirements

• Licensed to practice law in the US, in good standing.
• At least 5 years of legal experience in fintech, banking, and/or payments, with demonstrated expertise in payments and familiarity with the applicable U.S. and international regulatory landscape (e.g., money transmission, BSA/AML, PSD2, MiCA, and card network rules).
• Proven ability to provide practical legal advice in a fast-paced business environment.
• Excellent communication skills and the ability to work collaboratively with cross-functional teams, including product, technology, business operations, and management.
• Excellent drafting skills, with experience drafting, reviewing, and negotiating complex commercial agreements, including payment processing, financial services, technology, licensing, vendor, and partnership agreements.

Responsibilities

• Draft, review, and negotiate agreements with payment service providers, acquirers, card networks, payment facilitators, banks, and other financial partners, securing commercially favorable terms and protecting the company's interests.
• Advise on payment processing operations end-to-end, including onboarding new payment methods and providers, structuring global money flows and settlement, chargeback and refund frameworks, fund flows, and reserve/holdback arrangements.
• Advise on and support KYC/KYB, AML/CFT, sanctions screening, and customer due diligence requirements across markets, and help build practical onboarding and compliance processes with the business.
• Support the legal and regulatory requirements of connecting to payment systems and expanding into new markets, including licensing analysis, entity structuring, and the incorporation and maintenance of legal entities where required.
• Consult the business on the legal issues and implications of potential business decisions, initiatives, and payment strategies, providing clear legal advice, strategies, and practical solutions for general business and legal matters.
• Maintain current knowledge of laws and regulations governing payment services and digital innovation, including cryptocurrencies, blockchain, NFTs, and decentralized finance (DeFi).
• Identify, summarize, and analyze the impact of new and proposed rules and regulations on money movement, payment strategies, and current business initiatives.
• Draft, review, and negotiate contracts and other documentation for new business ideas, as well as licensing, vendor, and partnership agreements, ensuring they align with legal standards and company goals.
• Work closely with business and technology teams to understand and achieve key business objectives and help them develop compliant payment products and service offerings.
• Identify potential legal challenges early and propose practical solutions to address them.
• Manage multiple priorities and meet tight deadlines, and provide other legal services and advice to the company as needed.

Benefits

• 100% company-paid medical, dental, and vision plans
• Unlimited Flexible Time Off
• Personalized career roadmap for each employee
• Investment in professional development through training and educational opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed