Lead Software Engineer - Working Capital Finance

U.S. Bank•Charlotte, NC
•$126,820 - $149,200•Hybrid

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. This role is responsible for designing, developing, testing and supporting Critical Working Capital Finance applications using Java microservices, Spring Boot, Postgres, Kafka and modern cloud-native architectures. The ideal candidate will be proactive, analytical, and capable of handling complex scenarios and ensuring compliance and security best practices.

Requirements

  • Bachelor’s degree, or equivalent work experience
  • Six to eight years of relevant experience

Nice To Haves

  • Hand-on experience developing enterprise applications with Java 17+ and object-oriented programming principles
  • Strong expertise in Spring Boot, Spring Framework, dependency injection, REST APIs, security, and core Spring ecosystem fundamentals.
  • Hands-on experience with MQ / Kafka, messaging platforms, event-driven architecture, and asynchronous system integration patterns.
  • Proven experience building and deploying microservices architectures in public cloud environments such as AWS, Azure, or GCP.
  • Strong experience with CI/CD tools including Jenkins, CloudBees, or equivalent enterprise pipeline technologies.
  • Experience with build and dependency management tools, preferably Maven (Gradle acceptable).
  • Advanced knowledge of relational databases such as PostgreSQL, MySQL, Oracle, and DB2, with expertise in data modeling, performance tuning, and SQL optimization.
  • Strong understanding of software design patterns, system integration, API development, secure coding practices, and Agile delivery methodologies.
  • Experience with Spring Data JPA, Hibernate, or MyBatis
  • Knowledge of Kubernetes deployment, container orchestration, and configuration management.
  • Experience implementing secrets management and application security best practices.
  • Exposure to React and modern front-end development frameworks.
  • Experience working within financial services, banking, lending, treasury, or Working Capital Finance domains.

Responsibilities

  • Responsible for designing, developing, testing and supporting of Critical Working Capital Finance applications using Java microservices, Spring Boot, Postgres, Kafka and modern cloud-native architectures.
  • Independently responds to all business needs, emails, Teams Messages and deadlines in order to make the system and workplace better.
  • Analyses all possible scenarios, asks questions about whether any scenarios were missed, designs, codes and tests for all scenarios both happy path and not-so-happy path.
  • Analyses, designs, codes, tests not just for today’s volumes but for hoped for, expected-some-day volumes.
  • Deeply debugs any testing or production issues. Understands and learns expected behavior, why it did not behave correctly, when it started behaving incorrectly.
  • Accountable for ensuring all aspects of product development follow compliance and security best practices.

Benefits

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
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