Lead Secured Lending Underwriter

Wells Fargo Bank•Atlanta, GA

4d•Hybrid

About The Position

Wells Fargo’s Supply Chain Finance Group (“SCF”) supports companies with a broad range of supply chain solutions, including trade and receivables products, which provide a holistic approach to an enterprise’s working capital risk mitigation and financing needs. SCF is seeking a dynamic, results oriented, Lead Secured Lending Underwriter. Job will encompass a variety of secured lending financings including Key Accounts Purchase Programs (KAP), Supplier Finance Programs (SF), factoring and ABL facilities, and Accounts Receivable Securitization Facilities (ARS).

Requirements

5+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice To Haves

3+ years of experience with securitization or asset based lending
Advanced Microsoft Office (Excel, Word, PowerPoint) skills
Strong analytical skills, with heightened attention to detail and accuracy, recognizing importance of data integrity and adherence to credit policies and procedures
Strong verbal and written communication skills and ability to work effectively with internal stakeholders and clients
Working knowledge of various secured lending programs and structures

Responsibilities

Lead underwriting process to meet project deliverables, including coordination with multiple stakeholders.
Leverage solid understanding of secured lending underwriting functional areas, policies, procedures, and compliance requirements.
Lead the credit underwriting of corporate financial counterparties.
Present all information in concise and clear format for credit approval.
Actively engage with credit approvers and other key stakeholders during the credit approval process.
Champion deals throughout the underwriting deal lifecycle.
Manage client and internal constituents’ expectations throughout the approval and loan closing process.
In conjunction with legal counsel, lead the structuring and negotiation of legal documentation.
Ensure proper risk ratings, oversee compliance and third-party diligence activities including collateral examinations, appraisals, and other business/contract diligence.
For applicable credits, lead the structuring and completion of the ARS servicer report model in conformity with S&P Trade Receivables Securitization Criteria.
Collaborate closely with the originations and portfolio teams to ensure steady information flow and smooth transitions.
Collaborate and consult with underwriting peers, colleagues, and managers to resolve issues and achieve goals.
Lead secured lending underwriting projects and teams.
Serve as a mentor to junior teammates.