Lead Registered Compliance Officer - Anti-Money Laundering (Retirement) - Hybrid

Transamerica•Cedar Rapids, IA

12d•$95,000 - $105,000•Hybrid

About The Position

As a key member of the Compliance Department’s Anti-Money Laundering (AML) team, the Lead Registered Compliance Officer leads highly complex AML compliance activities supporting the firm’s broker-dealer, registered investment adviser, trust company, and affiliated insurance agency. The role serves as a subject matter resource on AML regulations, transaction monitoring, investigations, and financial-crime risk management. It provides technical leadership by guiding complex regulatory interpretation, advising stakeholders, influencing risk mitigation strategies, and driving program or process enhancements. This is a hybrid position requiring three days in the office per week in one of the hub locations: Cedar Rapids, Denver, or Philadelphia. Occasional travel may be required for team meetings, training, regulatory matters, or business partner support. Relocation assistance will not be provided. The position requires legal authorization to work in the U.S. without employer immigration sponsorship. The salary generally ranges from $95,000 to $105,000 annually. The position is typically eligible for an annual bonus at the company’s discretion. Eligible employees may receive a comprehensive benefits package supporting personal and financial well-being.

Requirements

Bachelor’s degree in business, legal studies, risk management, compliance, or a related field.
At least 7 years of regulatory compliance, securities, financial services, risk management, internal audit, testing, monitoring, or other relevant experience.
At least 4 years of experience supporting AML, financial-crime, broker-dealer, registered investment adviser, insurance, retirement, or investment compliance functions.
FINRA Series 7 and 24 or Series 6 and 26, depending on broker-dealer activities; alternatively, obtain the registrations within 6 months of the job entry date.
Extensive knowledge of AML laws, regulations, regulatory guidance, transaction monitoring practices, suspicious activity identification and escalation, and related compliance controls.
Experience leading complex compliance reviews, regulatory responses, issue remediation, program enhancements, or cross-functional initiatives.
Experience leading AML supervisory controls, testing, monitoring, or issue remediation.
Advanced communication and influencing skills, including the ability to advise stakeholders, communicate complex risks and recommendations, and support informed decision-making.
Ability to work with significant independence and judgment when determining an approach for complex work.
Proficiency using Microsoft Office tools and advanced ability to use compliance, workflow, surveillance, case management, reporting, or document management systems to support program effectiveness.
Legal authorization to work in the U.S. without immigration-related employment authorization sponsorship.

Nice To Haves

FINRA Series 65 or 66, depending on investment adviser support, or other FINRA registrations based on assigned responsibilities.
CAMS, CFCS, or another relevant AML or financial-crime compliance certification.

Responsibilities

Lead complex compliance monitoring, testing, reviews, risk-based assessments, and control evaluations across assigned securities or regulated compliance functions.
Evaluate complex business processes, policies, procedures, communications, transactions, complaints, disclosures, and other assigned activity to identify significant risks, trends, and control gaps.
Guide interpretation of applicable laws, regulations, regulatory guidance, firm policies, and procedures, and advise stakeholders on practical application.
Lead complex AML reviews, including transaction monitoring, exception reporting, investigations, escalations, and assessment of trends, potential suspicious activity, compliance risks, and related program or control enhancements.
Lead or coordinate responses to regulatory examinations, regulatory inquiries, internal reviews, audits, investigations, and information requests.
Evaluate findings, root causes, corrective action plans, recurring issues, and remediation strategies to support sustainable control improvements.
Serve as an AML subject matter resource to business partners, compliance stakeholders, and management on complex AML requirements, financial-crime risks, and practical application.
Influence AML remediation strategy, control design, policy updates, training, tools, procedures, and implementation decisions to strengthen compliance outcomes.
Lead or represent Compliance on complex projects, program enhancements, regulatory change initiatives, business transformation efforts, or enterprise initiatives.
Provide informal leadership, coaching, training, technical guidance, quality review support, and knowledge sharing to team members and business partners.