Lead Product Manager - Risk Platform

BILL•San Jose, CA

15h•Remote

About The Position

The Risk Product team within Payments & Financial Services is dedicated to safeguarding BILL’s ecosystem, enabling innovative and trustworthy payment solutions for customers, and driving business growth in a dynamic regulatory landscape. As Lead Product Manager on the team you will leverage your expertise to shape the future of risk management including credit, fraud, and compliance products, partnering closely with cross-functional teams to design, launch, and optimize impactful solutions. This role offers the opportunity to drive key initiatives, influence organizational strategy, and ensure our products not only meet—but set—industry standards for security, reliability, and compliance.

Requirements

6+ Years of demonstrated experience in product management, particularly driving complex fraud, credit, and compliance initiatives in payments or financial services
6+ years of proven track record of launching Risk controls across the lifecycle onboarding, monitoring, identity, and profile management to support business unit goals across credit, fraud, and compliance.
Strong analytical and problem-solving skills; ability to leverage data and exercise sound judgment to inform decisions and resolve ambiguity
Excellent stakeholder management and communication skills, with a track record of effective cross-functional collaboration
Ability to translate business objectives and user needs into actionable product plans, managing competing priorities in a fast-paced environment

Responsibilities

Define product vision and strategy for risk management capabilities across life cycle flows in payment and financial service offerings
Lead cross-functional teams in designing and launching features that proactively address emerging risks and evolving requirements
Analyze market, regulatory, and internal data to identify patterns, opportunities, and vulnerabilities, transforming insights into product enhancements
Collaborate closely with engineering, risk business owners, operations, customer experience, legal, and external partners to deliver high-quality solutions on time and within scope
Develop and manage product roadmaps, ensuring alignment with business goals and stakeholder needs
Monitor product performance, implement metrics, and iterate solutions based on user feedback and operational results
Champion a culture of continuous improvement and knowledge-sharing across teams to elevate BILL’s risk and compliance practices