Lead Product Manager, On-chain Payments

Ripple•San Francisco, CA

7d•$216,000 - $270,000•Hybrid

About The Position

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. We’re looking for a senior product leader to shape the future of payments and financial applications on the XRP Ledger. In this role, you’ll own product strategy and execution across areas such as stablecoin payments, on-chain liquidity and foreign exchange, and emerging forms of programmable commerce. You’ll work at the intersection of blockchain infrastructure, financial markets, and real-world customer needs - turning new capabilities into products and experiences that can achieve meaningful adoption. This is a highly cross-functional role. You’ll work closely with engineering, business development, ecosystem partners, and customers to identify the most important problems to solve, develop a clear product strategy, and drive complex initiatives from concept through market adoption.

Requirements

Significant product management experience building payments, fintech, financial infrastructure, trading, or other technically complex products
Proven ability to define product strategy and lead ambiguous, high-impact initiatives from discovery through launch and adoption
Strong cross-functional leadership skills, with a track record of driving alignment across technical and commercial organizations
Strong technical fluency and experience working closely with engineering teams on backend, infrastructure, API, or protocol-level products
Deep customer orientation and the ability to translate complex financial workflows into clear product opportunities
Strong systems thinking and judgment across product, technology, market dynamics, and go-to-market considerations
Excellent written and verbal communication, particularly when simplifying complex problems and driving decisions across diverse stakeholders
Comfort operating in a fast-moving environment where the market, technology, and customer needs are still evolving

Nice To Haves

Experience in payments, FX, liquidity, settlement, treasury, or financial market infrastructure
Experience building crypto, blockchain, or stablecoin products
Familiarity with wallets, digital assets, on-chain transactions, and decentralized or electronic trading systems
Experience with developer platforms, open-source ecosystems, or protocol-level product development
Experience launching products that depend on adoption across multiple ecosystem participants

Responsibilities

Own product strategy and roadmap for key payments and on-chain financial capabilities on the XRP Ledger
Identify and prioritize opportunities where blockchain infrastructure can meaningfully improve how value is exchanged, converted, and settled
Develop product-market fit hypotheses and validate them through customer discovery, market research, product data, and real-world usage
Partner closely with Engineering to translate market and customer needs into scalable product and protocol capabilities
Work with financial institutions, payment providers, liquidity providers, developers, and other ecosystem participants to understand workflows and adoption barriers
Lead complex cross-functional initiatives spanning Product, Engineering, Business Development, and external partners
Define the capabilities and ecosystem requirements needed to deliver compelling end-to-end customer experiences
Navigate technical, commercial, and market tradeoffs to drive clear decisions and maintain momentum
Represent the product strategy internally and externally with customers, partners, and the broader ecosystem

Benefits

Professional development budget
Competitive salary, bonuses, and equity
Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
Employee giving match
Mobile phone stipend
R&R days
Generous wellness reimbursement and weekly onsite & virtual programming
Generous vacation policy
Industry-leading parental leave policies
Family planning benefits
Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events