Lead Financial Analyst

Embrace Pet Insurance•Embrace_OFFICE_Ohio, OH

2d•$91,325 - $114,158•Hybrid

About The Position

Embrace Pet Insurance is hiring a Lead Financial Analyst for its Cleveland, Ohio headquarters. This is a hybrid role with in-office expectations on Tuesday, Wednesday, and Thursday. Reporting to the Director of Financial Planning & Analysis for Embrace, the analyst owns and independently performs complex financial analysis relating to cash flow, operating results, strategic initiatives, and business planning. The role acts as a finance partner to business leaders, delivering actionable insights, leading financial modeling, and driving forecasting, planning, and performance management to support organizational growth and profitability. The Lead Financial Analyst leads financial forecasts, annual budgets, long-range plans, and business performance analyses; develops models for strategic initiatives, investments, and operational decisions; and analyzes results to identify trends, risks, and opportunities. The position partners with business leaders and senior stakeholders, prepares financial reports and executive dashboards, leads cross-functional initiatives, manages cash flow and liquidity analysis, and advances automation and process improvements. It also mentors junior analysts, conducts complex ad hoc analyses, and supports regulatory reporting and compliance-related financial analysis. The role requires at least eight years of progressive experience in financial analysis, FP&A, corporate finance, accounting, insurance finance, or a related field, along with a bachelor's degree in a relevant discipline. An MBA, CPA, CFA, or another advanced financial designation is preferred. Compensation is listed at $91,325–$114,158 per year, with eligibility for an annual bonus. The position includes healthcare and other benefits, with some offerings dependent on work location.

Requirements

At least 8 years of progressive experience in financial analysis, FP&A, corporate finance, accounting, insurance finance, or a related field.
Demonstrated success independently managing complex financial projects and influencing business decisions.
Experience partnering with senior leadership and cross-functional stakeholders to drive business outcomes.
Strong financial modeling, forecasting, reporting, and business analysis capabilities.
Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.
Ability to operate independently and exercise sound judgment on complex financial and business matters.
Strong analytical, financial modeling, forecasting, and problem-solving skills.
Ability to translate complex data into actionable business recommendations.
Effective communication skills and executive presence when presenting to leadership.
Proven ability to manage competing priorities in a fast-paced and evolving environment.
Continuous improvement mindset focused on automation, efficiency, and business impact.

Nice To Haves

MBA, CPA, CFA, or another advanced financial designation.
Experience building executive-level reporting, dashboards, and performance metrics.

Responsibilities

Lead the development of financial forecasts, annual budgets, long-range plans, and business performance analyses.
Develop and maintain complex financial models to evaluate strategic initiatives, investment opportunities, and operational decisions.
Analyze financial results to identify trends, risks, and opportunities, and provide recommendations to support business performance.
Partner with business leaders and provide insights for strategic decision-making and operational improvements.
Prepare and present financial reports, dashboards, and recommendations to senior leadership and key stakeholders.
Lead cross-functional financial initiatives and support corporate projects with enterprise-wide impact.
Own KPI reporting, performance measurement frameworks, and executive-level financial dashboards.
Manage cash flow forecasting and liquidity analyses, and recommend working capital improvements.
Drive automation, reporting enhancements, and process improvements to improve efficiency and decision-making.
Mentor junior analysts and share best practices in financial modeling, reporting, and business analysis.
Independently conduct complex ad hoc financial, operational, and strategic analyses with minimal direction.
Support regulatory reporting requirements and financial analyses related to compliance initiatives.