Lead Equipment Finance Underwriter
About The Position
Wells Fargo is seeking a Lead Equipment Finance Underwriter to support a growing equipment finance platform in the Commercial Vehicle Group within Wells Fargo Equipment Finance. In this role, you will: Lead complex initiatives for researching financial and credit information for underwriting larger and more complex commercial or business loan and lease requests Assist in structuring and approval of loan or leases within delegated authority and recommend transactions in excess of credit authority Review and research financial and credit information for larger and complex loans and lease requests that require in-depth evaluation Make decisions in complex and multifaceted situations requiring exceptional understanding of the Equipment Finance Underwriting functional area, policies, procedures, and compliance requirements Collaborate and consult with peers, colleagues, and managers to achieve business objectives Mentor or review analysis of less experienced individuals Maintain risk ratings and other relevant data of systems of record Perform periodic reviews on assigned portfolio credits
Requirements
- 5+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Candidates must have 5+ years' experience in underwriting commercial transactions
- Must have 5 years' experience in underwriting commercial transactions
- Experience working on transactions $3MM
- Experience with Siebel
- Strong cash flow analysis skills
- Financial Analysis experience
- Experienced and proficient with Microsoft Office suite of products, including Word, Excel and PowerPoint.
Nice To Haves
- Experience working on transactions in the bus/shuttle/motorcoach sectors.
Responsibilities
- Lead complex initiatives for researching financial and credit information for underwriting larger and more complex commercial or business loan and lease requests
- Assist in structuring and approval of loan or leases within delegated authority and recommend transactions in excess of credit authority
- Review and research financial and credit information for larger and complex loans and lease requests that require in-depth evaluation
- Make decisions in complex and multifaceted situations requiring exceptional understanding of the Equipment Finance Underwriting functional area, policies, procedures, and compliance requirements
- Collaborate and consult with peers, colleagues, and managers to achieve business objectives
- Mentor or review analysis of less experienced individuals
- Maintain risk ratings and other relevant data of systems of record
- Perform periodic reviews on assigned portfolio credits
Benefits
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
