Lead Data Scientist, Financial Services Consulting

TransUnion • White Plains, NY

5d • $90,000 - $150,000 • Hybrid

About The Position

At TransUnion, this team reports to a Director of Data Science & Analytics, playing an integral role by working end-to-end with financial services clients, fostering consultative relationships that enable them to deliver impactful solutions. This team specializes in building both custom and generic models tailored to each client’s unique needs, ensuring that every engagement is as effective as possible. This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.

You will partner with internal and external cross-functional teams to drive new business initiatives and deliver long term value-added product propositions for B2B customers in the US financial services segment at TransUnion. This includes but is not limited to the development of predictive risk management and business intelligence solutions for credit card issuers, auto & mortgage lenders, collections agencies and retail banks. You will lead analytic client engagements involving descriptive, predictive, and prescriptive analysis through the consumer lending portfolio lifecycle, leveraging a variety of techniques (e.g., segmentation, logistic regression, survival analysis, principal component analysis, Monte Carlo simulation, scenario and sensitivity analysis). You will design and write programs for data extraction, segmentation and statistical analysis on large population datasets using languages such as R, Python, SQL, Hive, and Pig on Linux, PC, and mainframe computing platforms. You will deliver analytic insights and recommendations in succinct and compelling presentations for internal and external customers and an executive audience. You will develop project proposals, sales presentations and promotional collateral to enable the adoption of integrated customer solutions supported by TransUnion. You will identify strategies and opportunities for customers to test and adopt TransUnion’s analytic products and services. You will provide mentorship and training to junior colleagues and maintain progress on all initiatives under limited direct supervision. You will foster a high performance culture and cultivate an environment that promotes excellence and reflects the TransUnion brand.

Requirements

• Bachelors (4 year) degree in statistics, applied mathematics, financial mathematics, engineering, operations research, or another highly quantitative field.
• 7+ years of professional experience performing analytic work in Financial Services, consumer credit, or a related industry
• Strong analytical, critical thinking, and creative problem-solving skills
• Advanced programming skills; proficiency with R/Python and SQL; experience using other programming and data manipulation languages preferred (Hive, Pig, C/C++, Java); high level of familiarity with Microsoft Office tools
• Versatile interpersonal and communication style with the ability to effectively communicate at multiple levels within and outside the organization; ability to work in a collaborative, fast-paced environment
• Strong project management skills with the ability to manage multiple assignments effectively
• Ability to travel 10-20%

Nice To Haves

• Master's or PhD degree in statistics, applied mathematics, financial mathematics, engineering, operations research, or another highly quantitative field. And, at least two (2) years of professional experience performing advanced analytic work in Financial Services, consumer credit, or a related industry
• Familiarity with credit bureau data and business practices
• Experienced in managing full life cycle of credit risk models and look alike models for consumer financial services industry, including model design, development, and deployment, monitoring, and validation
• Operates independently in a complex and dynamic, matrixed environment
• Experienced working in a company with a global presence
• Experience with modern "big data" frameworks (Hadoop, Spark, cloud)

Responsibilities

• Partner with internal and external cross-functional teams to drive new business initiatives and deliver long term value-added product propositions for B2B customers in the US financial services segment at TransUnion.
• Lead analytic client engagements involving descriptive, predictive, and prescriptive analysis through the consumer lending portfolio lifecycle, leveraging a variety of techniques (e.g., segmentation, logistic regression, survival analysis, principal component analysis, Monte Carlo simulation, scenario and sensitivity analysis).
• Design and write programs for data extraction, segmentation and statistical analysis on large population datasets using languages such as R, Python, SQL, Hive, and Pig on Linux, PC, and mainframe computing platforms.
• Deliver analytic insights and recommendations in succinct and compelling presentations for internal and external customers and an executive audience.
• Develop project proposals, sales presentations and promotional collateral to enable the adoption of integrated customer solutions supported by TransUnion.
• Identify strategies and opportunities for customers to test and adopt TransUnion’s analytic products and services.
• Provide mentorship and training to junior colleagues and maintain progress on all initiatives under limited direct supervision.
• Foster a high performance culture and cultivate an environment that promotes excellence and reflects the TransUnion brand.

Benefits

• Enjoy day-one eligibility for medical, dental, and vision coverage, plus supplemental plan options. Spousal, domestic partner, and other eligible dependent coverage is available on select plans. Choose tax‑advantaged HSA and FSA accounts to make everyday care more affordable.
• We’ve got your back with company‑paid basic life and AD&D, optional voluntary life and AD&D for you and your family, and short‑ and long‑term disability. You can also opt into a legal plan, pet insurance, and travel accident coverage.
• From adoption assistance and fertility planning coverage to caregiver support, we’re here for every chapter. Access Dependent Care FSA for possibility of an employer match, a complimentary Care@Work membership, and up to 12 weeks of paid parental leave with eligibility for a thoughtful, gradual return.
• Build toward what’s next with our 401(k) with employer match and Employee Stock Purchase Plan (ESPP). Tap financial wellness resources, career coaching, and optional long‑term care insurance to plan confidently.
• Grow and recharge with tuition reimbursement, flexible time off for exempt employees or paid time off for nonexempt employees, up to 12 paid holidays per year, commuter benefits, employee discounts, charitable gift matching, and paid volunteer time off, plus corporate volunteer events that make it easy to give back.
• Access 24/7 support including professional therapy, coaching, and emotional well‑being programs alongside guided meditation and resources that support physical, mental, social, and financial wellness.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees