Lead Analytics Consultant - Fraud Strategy & Analytics

Wells Fargo Bank•Charlotte, NC

15h•Hybrid

About The Position

Wells Fargo is seeking a Lead Analytics Consultant to join the Originations Fraud Strategy team. The role supports fraud risk management across Consumer Credit Cards, Small Business Cards, Retail Services, and Personal Loans by developing and optimizing fraud detection strategies, monitoring emerging threats, and enhancing prevention controls. The consultant uses advanced analytics, fraud intelligence, and risk management expertise to reduce application fraud losses while balancing portfolio growth, customer experience, and operational efficiency. The position provides leadership for fraud strategy initiatives, new product launches, vendor capabilities, and fraud technology enhancements.

Requirements

At least 5 years of analytics experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination of these.
At least 5 years of fraud strategy, risk management, or related experience.
Experience with credit cards, consumer lending, retail services, or small business lending products.

Nice To Haves

Familiarity with fraud detection platforms and third-party fraud solutions.
Experience with models, scorecards, strategy optimization, or decision engines.
Knowledge of fraud risk governance, model oversight, and control management practices.
Advanced analytical and problem-solving capabilities.

Responsibilities

Lead the development, implementation, and optimization of fraud strategies across multiple lending and card portfolios.
Analyze fraud trends, attack patterns, and emerging threats to identify detection and prevention opportunities.
Design, test, implement, and monitor fraud decision strategies, business rules, and automated controls.
Perform complex analytics to evaluate fraud performance, operational impacts, customer outcomes, and portfolio risk.
Partner with Fraud, Risk, Operations, Technology, Product, and Data teams to deliver end-to-end fraud mitigation solutions.
Provide ongoing oversight and performance monitoring of fraud models, risk scores, and third-party vendor capabilities.
Develop management reporting, performance dashboards, and executive-level recommendations.
Support fraud technology initiatives and new product launches by identifying risks, designing controls, and measuring outcomes.
Lead investigations into significant fraud events and emerging attack vectors, and translate findings into actionable strategies.
Advise business and companywide functions on strategies using performance metrics, population trends, and complex data analysis to maximize profits and asset growth and minimize operating losses within risk and operating standards.
Influence and lead the identification of new tools and methods for data analysis.
Ensure compliance with applicable legal and regulatory requirements and policies on managed projects.
Provide updates on project logs, monthly budget forecasts, monthly newsletters, and operations reviews.
Assist managers with quarterly and annual plans and forecast future market research needs for supported business partners.
Collaborate strategically and consult with peers, colleagues, and mid-level to senior managers to resolve issues and achieve goals.
Lead projects or teams, or serve as a peer mentor to staff, interns, and external contractors.