Lead Analyst – Independent Assessment

U.S. Bank•St. Louis, MO

2d•$98,175 - $115,500•Hybrid

About The Position

The Independent Risk Review and Assessment (IRRA) organization in U.S. Bank’s Risk Management & Compliance group serves as the Bank’s independent second line of defense, providing objective assessments of the effectiveness of its risk management framework across credit, compliance, and operational risks. The Independent Assessment and Modernization team seeks a Lead Analyst to lead complex, ad hoc independent evaluations comparing current Bank practices with regulatory guidance, including guidance received through non-traditional channels. The role operates with a high degree of autonomy and is accountable for assessment quality, regulatory interpretation, and contributions to IRRA modernization initiatives. The Lead Analyst partners with IRRA leadership and stakeholders and provides guidance to Analysts. The role requires working from a U.S. Bank location listed three or more days per week. The posted salary range is $98,175 to $115,500; the actual range may vary by work location. U.S. Bank offers a comprehensive benefits package, subject to eligibility requirements.

Requirements

Bachelor's degree or equivalent work experience.
Typically more than six years of relevant professional experience in risk management, compliance, audit, or related disciplines.

Nice To Haves

Experience leading or significantly contributing to independent assessment, including process and/or control testing, and project management.
Strong understanding of financial services, applicable laws and regulations, and regulatory trends.
Advanced knowledge of business line operations, products, systems, and associated risks.
Demonstrated ability to work independently with minimal guidance while collaborating effectively across teams.
Strong analytical, critical thinking, and problem-solving capabilities.
Excellent written, verbal, interpersonal, and presentation skills.
Proficiency with Microsoft Office tools, particularly Excel.
Relevant professional certifications such as CRCM, CAMS, or CIA.

Responsibilities

Lead independent assessments evaluating Bank practices against regulatory expectations, supervisory communications, and emerging guidance.
Interpret complex and evolving regulatory guidance, including non-traditional sources, and translate it into clear assessment criteria.
Design assessment scope, testing approaches, and documentation aligned to IRRA standards and regulatory expectations.
Identify control, governance, and risk management gaps; lead root cause analysis and develop independent assessment insights.
Provide guidance, coaching, and feedback to Analysts, ensuring consistency and adherence to IRRA standards.
Manage multiple assessments and modernization initiatives simultaneously, prioritizing work based on evolving organizational goals and risk priorities with limited direction.
Contribute to operational excellence and modernization efforts that improve review efficiency, consistency, and effectiveness.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability coverage.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation from two to five weeks depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.