Large Loss Adjuster - Charleston, WV
About The Position
National General, part of The Allstate Corporation, is seeking an experienced Large Loss Adjuster to join their team. This position handles high-severity claims involving policy limits of $250,000/$500,000 and above. The ideal candidate will have extensive experience managing high-exposure, litigated Bodily Injury claims with values of at least $250,000. Preferred backgrounds include Commercial Auto, Personal Auto, Homeowners Liability, and General Liability claims. The Lead Consultant is responsible for management and oversight of Home Office Claim Department referrals, granting settlement authority on complex claims exceeding MCO and RCO limits, approving trial requests for cases with gross exposure exceeding MCO authority, and general oversight of all large losses for specific CSAs.
Requirements
- Extensive experience managing high-exposure, litigated Bodily Injury claims with values of at least $250,000.
- Individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment.
- Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team.
Nice To Haves
- Preferred backgrounds include Commercial Auto, Personal Auto, Homeowners Liability and General Liability claims.
Responsibilities
- Reviews and provides approval on cases which the MCO plans to take to trial.
- Reviews coverage, liability, and/or damages on the most complex cases referred for authorization and collaborates with Field leadership on additional steps to be taken and other feedback and direction.
- May serve as specialist and subject matter expert on projects as needed.
- Performs file reviews for various highly complex projects or for cases in litigation, analyzes data, and reports findings.
- Reviews cases to determine if CWP is appropriate given gross tort value exposure.
- Supports the Field with discretionary referrals on the most complex coverage issues and engages Home Office Claim litigation for involvement and direction, as needed.
- Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases.
- Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
