KYC Analyst

Coinflow•Chicago, IL

7d•$85,000 - $110,000•Onsite

About The Position

Coinflow is a next-generation payment service provider that is revolutionizing global financial infrastructure using stablecoins, AI-driven fraud prevention, and instant settlement. The company enables businesses to grow faster with instant settlement, fraud & chargeback indemnity, global pay-ins, multi-currency FX, and unified payouts. Founded in 2023, Coinflow serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide. Since its seed round in 2024, the company has achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. In response to this growth, Coinflow announced a $25M Series A in October 2025, led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures, accelerating its mission to power the world’s fastest-moving businesses with innovative, reliable global payments. Coinflow is proudly headquartered in Chicago, IL.

Requirements

2+ years of experience in KYC/AML within fintech, payments, or banking.
Subject matter expertise with different jurisdictional compliance requirements and KYC/KYB for business entities and individuals.
Familiarity with fraud signals and the ability to detect these during KYC review.
Develop and manage program-level processes and requirements with a view toward growing into a team lead position.
Strong communication skills and comfort operating in ambiguous, fast-paced environments.
Bachelor's degree in Political Science/Liberal Arts, Business, Economics or a related field.

Nice To Haves

Experience working with KYC/KYB platforms such as Persona, Middesk, Sumsub, or similar identity and business verification tools.
Familiarity with KYC/KYB and AML requirements across the US, Canada, EU, LATAM, or other international markets.
Experience in payments, fintech, banking, or another highly regulated, high-growth environment.
Familiarity with bank, acquirer, or payment partner compliance requirements and due diligence expectations.
Experience building or improving KYC/KYB workflows, SOPs, controls, and operational processes.
Background in high-growth payment companies and knowledge of banking partner requirements.

Responsibilities

Own KYC/KYB reviews throughout merchant onboarding, ensuring compliance with applicable requirements while identifying opportunities to improve review quality, efficiency, and scalability.
Manage Enhanced Due Diligence (EDD) reviews of KYC information during merchant onboarding, knowing the escalation paths for executive or leadership review or sign-off as needed.
Handle post-onboarding merchant requests for product or regional expansion, which may require conducting additional KYC/KYB or enhanced due diligence reviews to ensure compliance with new jurisdictional standards.
Oversee ongoing KYC/KYB maintenance and periodic reviews, ensuring merchant records remain complete and current and coordinating collection of updated documentation as needed.
Drive KYC/KYB initiatives as Coinflow expands into new regions, products, and banking relationships, translating new requirements into operational processes, controls, and playbooks working alongside Global MLROs and Underwriting Team.
Serve as a subject matter expert for internal stakeholders by providing guidance on KYC documentation requirements and resolving compliance-related inquiries across the organization.
Perform compliance assessments of partner KYC/AML programs for merchants utilizing third-party verification, ensuring alignment with Coinflow's reliance standards prior to integration.