KYC Analyst III, Data Propagation

TD•Jacksonville, FL

22h•$61,880 - $92,560•Hybrid

About The Position

The KYC Analyst III provides a range of analytical, research and assessment support to the development of and enhancements to, the enterprise’s KYC programs and processes. This role may interact with key stakeholders and third-party service providers to deliver KYC programs that satisfy regulatory requirements. This is an experienced professional role providing specialized guidance/ assistance/support to functions/GAML teams. The role independently performs activities from end to end and requires an advanced understanding of a range of product and services, processes, procedures, systems, and concepts within their own area of specialty and integration points with related areas. The role manages ambiguity and applies judgment to identify, troubleshoot and resolve ongoing business and operational issues. The KYC Analyst III interprets and administers policies, adopts, and implements business process improvements. Guided by practices, procedures, and operating plans, makes process and capacity management decisions to ensure ongoing operations. This role has a moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus.

Requirements

Undergraduate Degree or equivalent professional work experience
2+ direct experience in financial services or similar industries including fraud, know your customer, anti-money laundering, sanctions screening, or similar roles for new joiners.
OR 6+ years' experience in an unrelated role involving information fluency, investigation, research, or financial services broadly but not specifically KYC or AML.
OR for an internal candidate proven track record of excellence through metrics or manager discretion
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment - Continuous
Sitting – Continuous
Concentrating for long periods of time – Continuous
Applying common sense to deal with problems involving standardized situations – Continuous
Reading, writing and comprehending instructions – Continuous
Adding, subtracting, multiplying and dividing – Continuous

Nice To Haves

Strong analytical background
Experienced excel capabilities
Ability to analyze large data sets in excel

Responsibilities

Maintains KYC files, data, and documents in a manner consistent with the KYC Policies and Standards in line with Service Level Agreements
Performs reviews of customers as appropriate throughout the customer’s lifecycle with TD
Ensures that such records, data, and reviews are prepared for review by auditors and regulators
Provides KYC research, evaluation, operational, reporting and/or analytical support in operational processes, in a timely manner
Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders as required
Immediately escalates any potential issues or concerns to management for further action
Analyzes data and draw conclusions to meet program health reporting requirements
Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify KYC Ops- related gaps, issues and enhancements
Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
Coordinates tracking and reporting of KYC Ops function initiatives and programs on timely matter as required
Assists in reviewing and updating higher risk customer information
Prioritizes and manages own workload to meet KYC Ops requirements for service and productivity and within TD’s risk appetite
Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
Maintains a culture of risk management and control, supported by effective processes in alignment with the bank's risk appetite
Adheres to internal policies/procedures and applicable regulatory guidelines
Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of AML
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
Keeps current on emerging trends/developments and grows knowledge of the business, related tools, and techniques
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
Contributes to a fair, positive, and equitable environment that supports a diverse workforce
Acts as a brand champion for your function and the bank, both internally and/or externally
Grows knowledge of the business, related tools and techniques