Junior Titles and Liens Specialist

Broadview Federal Credit Union•Albany, NY

11d•$21 - $25

About The Position

If you are ready to join a company that truly cares about its employees, our members, and our community then you have come to the right place! Summary of Role: Responsible for all aspects of lien processing, including perfections, releases, reporting and follow up. Ensures that all activity is performed in a manner consistent with Broadview policy and statutory requirements.

Requirements

Bachelor’s degree preferred, plus one-year financial services experience and/or training, or equivalent combination of education and experience.
One year consumer lending experience preferred
Very high proficiency in Microsoft Excel and Word, including the ability to create and manipulate Excel documents
Proficiency in typing, filing, grammar, spelling and punctuation, or equivalent combination of education and experience

Responsibilities

Act as subject matter expert on lien filing process, procedures for both New York State and out of state lien filings
Participate in new lender training by delivering a presentation on titles and liens particulars
Maintain the Titles and Liens Fred page and training materials, ensuring all materials and information is up to date based on changes in guidelines per each state’s lien filing particulars
Provide written feedback and coaching to branch and MSC lenders on titles and liens process, as needed
Show initiative and take action with an appropriate level of independence
Maintain all processes and training materials for titles and lien's function
Process New York State titles received
Act as main contact for lien filing vendor to address programming concerns, make recommendations for improvements, and ensure all documents used by vendor remain up to date.
Ensure liens are perfected on new vehicle loans funded
Prepare and send all requests for information/missing title letters to members
Administer third-party software solution to ensure automated lien filing
Coordinate with vendor on Out of State lien perfections, as necessary
Process bad address and name change updates, as required
Prepare and issue lien releases, as required and per policy
Create, review and process lien reports on a daily, weekly, and monthly basis, identifying and documenting trends and areas for improvement
Handle all activity requests submitted for titles and liens issues within set timeframe
Prepare Security Agreement/Loan liner letters, when required
File UCC’s within required timeframes and consistent with internal policies
Prepare and submits periodic monitoring and delinquency reports
Capacity to work flexible hours as needed.
Assists Loss Mitigation with duplicate title forms, DMV forms, and any additional requirements for repossession, as needed
Member support intermediary/liaison for previous leasing company regarding duplicate title, lien release, and/or Bill of Sale
Intermediary between auto lenders/bookers for both NYS and out of state DMV; ensures all lien filing documentation is up to date with all states
Other duties as needed