Junior Portfolio Manager and ABL-Lite Analyst

First Horizon Bank•Metairie, LA

17d•Onsite

About The Position

Credit Specialist for Centralized Commercial Loan (CCL) Portfolio Management (PM) Team aids PM Team in support of the Bank’s commercial loan portfolio: specifically in daily collateral monitoring for our Centralized and Commercial markets, as well as aids in regular monitoring and support of the CCL portfolio.

Requirements

Degree (Bachelor) preferred in Accounting, Finance or Business.
Prior experience in credit underwriting support, or role closely aligned with credit, loans and effectively supporting loan functions.
Above average written and oral communication skills including the ability to compose emails and communicate via telephone conversations to internal customers that properly represent First Horizon Bank.
Ability to use critical thinking to complete job responsibilities.
Ability to make decisions independently based on training and written procedures and processes.
Basic knowledge of consumer and/or commercial loan documentation and products.
Knowledge of internet research methods.
Thorough knowledge of basic internet search engines.
Good working knowledge of Microsoft Office, especially Microsoft Outlook is required.

Responsibilities

Demonstrate an understanding of applicable credit products and requirements.
Proactively communicate with Relationship Teams, CCL partners, and other Bank partners for appropriate financial documents.
Determine appropriate review criteria based on Credit Approval Package, executed Business Loan Agreement, and other loan documentation.
Spread financial statement and tax return data into Bank software or templates.
Participate in special projects and assignments and perform other duties as assigned.
Research imaged files to determine documents are appropriate and readable.
Evaluate submitted information for completeness and accuracy as needed.
Verify borrower information aligns with Loan and Approval documentation.
Communicate Daily with Relationship Teams, CCL partners, and other Bank partners via both verbal and written sources including participation in one-on-one or tele/video conferencing, composing, tracking, and follow-up activity.
Prepare, Submit, and Approve forms for a variety of portfolio management and maintenance items.
Image finalized documents into loan origination system while following accuracy standards.
Submit Facility Maintenance Forms accurately to set availability based on finalized review.
Aid in timely monitoring of support e-mail box: identify, resolve, and route requests or inquiries across CCL and bank partners appropriately.
Aid in pulling and preparing reports for management.