Junior Credit Analyst

Mazo Capital LLC • Irvine, CA

19d

About The Position

MAZO Capital Solutions is a fast-growing, tech-enabled equipment finance lender powering America’s entrepreneurial spirit. We partner with equipment dealers, manufacturers, and online marketplaces nationwide to deliver simple, fast, and flexible financing solutions for small and mid-sized businesses. As MAZO continues its rapid growth as an on-balance-sheet lender, we’re expanding our Credit & Risk team to help us say “yes” more while protecting portfolio quality. If you are analytical, detail-oriented, and eager to build a career in commercial credit or financial services, MAZO is an incredible place to learn and grow. We are seeking a Junior Credit Analyst who is early in their career and excited to learn the fundamentals of underwriting and credit evaluation. This role supports our Senior Credit Analysts and Underwriters by reviewing documentation, analyzing financial information, and preparing initial credit assessments. This is an excellent opportunity for someone pursuing a future in equipment finance, commercial lending, or risk management.

Requirements

• 0–2 years of experience in financial services, lending, banking, equipment finance, or related field (internships welcomed).
• Strong analytical skills with an interest in credit, risk, or financial statement analysis.
• Ability to interpret bank statements and basic financial documents (training provided).
• Excellent written and verbal communication skills.
• Highly detail-oriented and comfortable in a fast-paced environment.
• Proficient with Microsoft Excel

Nice To Haves

• familiarity with Salesforce is a plus.
• Bachelor’s degree in Finance, Economics, Accounting, Business, or related field preferred.

Responsibilities

• Assist in reviewing credit applications, bank statements, financials, and credit bureau reports.
• Conduct preliminary financial analysis and risk assessment under guidance from senior team members.
• Help prepare credit write-ups and summaries outlining key findings and risk considerations.
• Communicate with Sales and Business Development teams to gather missing or additional documentation.
• Support the structuring of transactions and provide recommendations based on internal guidelines.
• Identify potential red flags or inconsistencies within applicant information.
• Maintain accurate documentation and support ongoing improvements to underwriting processes.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level