Junior Analyst

Canadian Tire Corporation • Oakville, ON

4d • CA$44,000 - CA$73,000

About The Position

The Credit Management and Banking Operations in Canadian Tire Bank is focused on building familiarity with credit card customers to strengthen their relationship with Canadian Tire Corporation. The Credit Risk Late-Stage Customer Management team utilizes data, systems, and analysis to execute and optimize customer strategies, balancing risk with reward. This position's primary responsibility is to maintain, develop, and improve the Credit Risk Control System and Credit Risk Reporting. The role also offers day-to-day support for Credit Risk processes and operating platforms.

Requirements

• Post-Secondary Education (Mathematics, Statistics, Business, or quantitative discipline) or equivalent work experience in Financial Services.
• Excellent written, facilitation and verbal communication skills.
• Strong attention to detail, organizational skills, and ability to manage multiple projects.
• Demonstrated ability to problem solve and develop solutions that meet business needs.
• Must be able to work independently and seek answers when help is needed.
• Creative and courageous, with the ability to manage in an environment of change and ambiguity to help us take bold, strategic moves in this rapidly evolving financial environment.
• Action oriented, and comfortable taking calculated risks to better serve our customers and business.
• Outcome focused, critical thinkers with the ability to analyze and visualize, to ensure continuous improvement across our entire business.
• Collaborative team players with superior influencing skills, who build relationships easily across various stakeholder groups to move initiatives forward.
• Curious, and ready to take on new challenges and are open to doing things differently to help us evolve.
• Computer experience, specifically with the Microsoft Office Suite – Excel, Word, PowerPoint.
• Programming knowledge SAS and/or SQL

Nice To Haves

• Knowledge of Risk Management and Credit Cards.
• Knowledge of Credit Bureau facilities.
• Knowledge of TSYS system and capabilities.
• Knowledge of Bank Operating Directives.

Responsibilities

• Manage Audit, Compliance and Enterprise Risk Management requirements for Credit Risk and Banking Operations.
• Maintain and improve the overall control system and retain evidence of those controls.
• Consult with internal stakeholders and external auditors as required.
• Deliver accurate, timely reports on portfolio performance and risk monitoring processes.
• Coordinate updates of Operating Directives and Standard Operating Procedures.
• Provide operational support to Credit Risk in areas such as TSYS, New Account Processing, Credit Bureau Accessing/Reporting, and Bankcard Account Management.
• Monitor profile approvals of Credit Risk systems and data access.
• Provide disaster recovery and business continuity support.

Benefits

• Salary decisions are also dependent on other factors such as your experience, job-related knowledge, skills and competencies, market location, industry benchmarks, internal equity and other role-specific requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree