Junior Account Executive (Fintech B2B Sales)

Novel Capital

15h•$50,000 - $60,000•Onsite

About The Position

Novel Capital is a U.S.-based fintech providing non-dilutive financing to post-revenue AI, software, and tech founders. We’ve partnered with over 170 companies and provided them more than $200M in capital to fuel their growth. Powered by real-time data and AI, our platform delivers fast, transparent financing aligned with founders. Backed by top investors like Ulu Ventures, Ignia Partners and MatterScale Ventures, we’re a lean, high-velocity team building the operational infrastructure to match our growth ambitions. We’re looking for a Junior Account Executive who wants to build their career in sales, closing deals that matter. This is a quota-carrying, closing role: you own qualified opportunities from discovery through signed term sheet, working inbound and outbound pipeline alongside our BDR team. You report directly to the Manager of Sales. The right candidate most likely launched their career in venture debt or startup banking and already speaks the language of founders, VCs, and the startup ecosystem. You are a hunter who can read a P&L and a balance sheet, understand lending mechanics, and translate debt concepts into a conversation a founder actually wants to have. You will work directly with our underwriting and executive teams, gaining exposure most junior salespeople never get. As Novel scales, this seat is designed to grow with you into a senior, high-impact role on the sales team.

Requirements

Bachelor’s degree in Finance, Accounting, Business, Economics, or a related field
1 to 3 years of B2B sales or business development experience in venture debt, startup banking, or growth lending
Working familiarity with the U.S. startup and venture ecosystem
Proficient reading and interpreting financial statements well enough to qualify opportunities
Working knowledge of core debt concepts such as cost of capital, debt service, and repayment structures
Clear, credible written and verbal communication with founders, CEOs, and CFOs
Proficiency with CRM systems, Salesforce preferred
Hunter mentality: you pursue net-new business relentlessly, not account management or farming
High ownership: you manage your pipeline independently and drive deals to resolution

Nice To Haves

Formal training in the Sandler Selling System or a comparable sales methodology
Prior exposure to revenue-based financing, recurring revenue lending, or ARR-backed credit products
A personal connection to entrepreneurship or the startup ecosystem

Responsibilities

Own a portfolio of active opportunities from qualification through close, managing deal timelines, stakeholder follow-up, and next steps with precision
Run discovery, term proposal, and closing meetings with founder CEOs and CFOs, leading with financial fluency and founder empathy
Coordinate with underwriting and credit on deal structuring, diligence requirements, and exception handling
Maintain a clean, up-to-date pipeline in Salesforce at all times; lead your own deal flow reviews with management weekly
Generate net-new pipeline through proactive outbound to founders and CFOs
Partner closely with the BDR team to convert outbound meetings into qualified, closable pipeline
Work warm referrals, inbound leads, and your own network to keep pipeline full ahead of quota
Attend tech conferences and industry events to represent Novel Capital, build relationships, and source new pipeline
Review prospect financials including P&Ls and balance sheets to assess fit prior to term proposal
Conduct pre-qualification analysis using Novel’s underwriting criteria to prioritize high-probability opportunities
Translate complex financing terms into clear, founder-friendly language that accelerates decision-making
Synthesize deal feedback and objection patterns into actionable insights for marketing, product, and leadership
Stay current on the venture debt and alternative lending landscape to position Novel’s product effectively against alternatives