Jr. Underwriter
About The Position
Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You’ll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC’s common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry. As a Junior Underwriter, you’ll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships.
Requirements
- Excellent communication and interpersonal skills
- Strong organizational and time management abilities
- Proven ability to build relationships with dealers, sales/marketing teams, and peers
- Skilled negotiator with a drive to win in a competitive market and ability to think outside the box
- Proficient in Microsoft Office, Google G Suite, and Teams
Nice To Haves
- Auto finance or financial services experience preferred but not required
Responsibilities
- Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application.
- Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly.
- Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success.
- Review deals with dealers and help structure or restructure them for the best possible outcome.
- Gather key information to recommend alternative products or programs when appropriate.
- Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership.
- Consistently hit or exceed monthly goals for production, quality, and customer satisfaction.
- Work closely with internal teams like Funding and Sales to keep deals moving smoothly.
- Jump in where needed to support the team and company goals.
Benefits
- Uncapped Bonuses, Averaging $1,100 - $1,500 monthly
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
Associate degree
