Mortgage Sales - Jr Mortgage Banker

NBH Bank•Austin, TX

1d•Onsite

About The Position

As Junior Mortgage Banker, you will assist and support assigned Mortgage Banker(s) in managing and processing loan applications. In addition to assisting and supporting assigned Mortgage Banker(s), you will produce first mortgage loans and develop referral partner relationships with real estate agents, builders, and other sources. You will coordinate and communicate the progress and needs among applicants, Mortgage Bankers, Processors, Underwriters and external third party entities. You will possess or be able to obtain a National Mortgage Licensing System number, and follow all established policies and procedures. You are expected to maintain compliance with all lending regulations. Additionally, you will clear and submit conditions with Processors, Underwriters and Mortgage Bankers, and coordinate closings with customers, Mortgage Bankers, Processors, Underwriters and third parties as needed. You will be responsible for a variety of tasks including meeting or exceeding client service standards throughout the loan process. You will establish and maintain positive relationships with co-workers, applicants, partners, internal departments and external third party entities. You are expected to build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Requirements

Possess or be able to obtain a National Mortgage Licensing System number.
Follow all established policies and procedures.
Maintain compliance with all lending regulations.
Associate’s degree or equivalent work experience
1+ years of mortgage experience
Valid driver's license (may not be learner’s, restricted or “to and from work” license)
Driving history that meets the Bank’s driver standards.

Nice To Haves

Bachelor’s degree in Business, Finance or equivalent combination of education and work experience.
3+ years of mortgage experience
Exceptional verbal, written and interpersonal communication skills with the ability to clearly and concisely articulate issues, to carry out instructions and instruct others, to generate correspondence and procedures.
Ability to read and interpret loan documents, agency, investor and regulatory agency requirements.
Ability to work with minimal supervision while performing duties.
Effective organizational and time management skills.
Absolute discretion when dealing with confidential matters.
Good proofreading and editing skills.
Self-directed and motivated to accomplish tasks, meet objectives and committed timelines.
Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
Responsive and flexible; ability to adapt to changes in the work environment and modify approaches or methods to best fit the situation.
Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.

Responsibilities

Assist and support assigned Mortgage Banker(s) in managing and processing loan applications.
Produce first mortgage loans.
Develop referral partner relationships with real estate agents, builders, and other sources.
Coordinate and communicate the progress and needs among applicants, Mortgage Bankers, Processors, Underwriters and external third party entities.
Clear and submit conditions with Processors, Underwriters and Mortgage Bankers.
Coordinate closings with customers, Mortgage Bankers, Processors, Underwriters and third parties as needed.
Meet or exceed client service standards throughout the loan process.
Establish and maintain positive relationships with co-workers, applicants, partners, internal departments and external third party entities.
Build a great rapport with clients and fellow associates.
Treat others with respect and consideration regardless of their status or position.
Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.