Java/Full Stack Engineer

Phoenix Oversight Group LLC•Arlington, VA

About The Position

We are seeking a Java / Full Stack Engineer with experience (or strong interest) in mortgage and fintech platforms to build and enhance scalable, secure, and compliant digital lending solutions. This role will focus on developing end-to-end systems that support loan origination, servicing, portfolio management, and financial data workflows. You will collaborate with product, compliance, and business stakeholders to deliver technology solutions that improve operational efficiency, borrower experience, and regulatory alignment.

Requirements

Bachelor’s degree in Computer Science, Engineering, or related field (or equivalent experience)
3–7+ years of experience in full stack software development
Strong proficiency in Java (Spring, Spring Boot, Spring Cloud, or similar frameworks)
Experience building API-driven, microservices-based systems (REST/SOAP)
Frontend experience with React, Angular, or Vue.js
Familiarity with ORM frameworks like Hibernate/JPA.
Experience with relational databases (PostgreSQL, Oracle, SQL Server) and/or NoSQL
Familiarity with secure application development and data protection practices
Experience with Git and modern development workflows
Strong debugging, problem-solving, and communication skills.
Understanding of software development lifecycle (SDLC), and experience working in Agile/Scrum environments.

Nice To Haves

Experience in mortgage, lending, or fintech platforms (LOS, POS, servicing, capital markets)
Knowledge of mortgage lifecycle: origination → underwriting → closing → servicing → secondary market
Experience integrating with credit agencies (Equifax, Experian, TransUnion)
Experience integrating AUS systems (Desktop Underwriter, Loan Product Advisor)
Familiarity with MISMO standards and mortgage data formats
Experience with cloud platforms (AWS, Azure, or GCP)
Knowledge of containerization (Docker, Kubernetes)
Experience with event-driven architectures (Kafka, RabbitMQ)
Exposure to blockchain-based loan or asset management platforms
Experience with AI-driven underwriting, document processing, or automation
Familiarity with loan analytics, pricing models, or risk modeling
Prior work in digital mortgage transformation initiatives
Experience with API marketplaces or embedded finance platforms

Responsibilities

Design, develop, enhance and maintain full stack applications supporting mortgage and lending workflows (e.g., LOS, POS, servicing systems)
Analyze business requirements and translate them into technical solutions.
Build and integrate RESTful APIs and microservices for loan processing, underwriting, pricing, and document management
Develop modern, responsive user interfaces for borrower and internal user experiences
Write unit, integration and component tests; improve rest coverage and reliability
Work with structured and unstructured financial data, including loan files, documents, and blockchain-based assets (if applicable)
Optimize performance and scalability for high-volume transaction processing
Participate in architecture discussions around cloud-native and API-first platforms
Support CI/CD pipelines and DevOps practices to enable rapid, reliable deployments
Troubleshoot production issues and ensure system reliability and uptime
Contribute to technical design discussions and code reviews.