Investment Analyst - Credit

Unum•Chattanooga, TN

1d•$73,300 - $150,500

About The Position

This position researches a broad range of fixed-income investments for a bond and credit portfolio valued at more than $30 billion. The analyst provides credit opinions and recommendations on Investment Grade and High Yield securities to Portfolio Managers, the Head of Research, and the Chief Investment Officer. These recommendations are used to evaluate risk and inform buy, sell, and hold decisions. The role assesses the credit quality of corporate bond offerings and industries, assigns and maintains formal ratings, monitors exposures, and produces written research reports and timely updates. It also involves maintaining research contacts, communicating with corporate executives and investor relations representatives, recommending corporate bond purchases or sales, and supporting underwriters and other business areas with company and industry assessments.

Requirements

Bachelor's degree.
At least 2 years of relevant investment work experience.
Solid knowledge of fixed-income markets, economics, and credit research.
Strong written and verbal communication skills, including the ability to communicate ideas and recommendations quickly and effectively.
Proficiency with Bloomberg and Microsoft Office tools, especially Excel, and ability to learn new software and use external quantitative tools for valuing corporate credit risk.
Strong financial research skills, including producing and maintaining quantitative financial models.
Excellent problem-solving and documentation skills, and ability to work independently.
Strong work ethic, attention to detail, team orientation, and commitment to excellence.

Nice To Haves

MBA and/or CFA credentials.

Responsibilities

Assess the credit quality of corporate bond offerings and industries using research tools, rating agency materials, third-party research, and SEC filings.
Assign and maintain formal ratings, including outlook, trading, and ESG ratings, for Investment Grade and High Yield credits and their industries.
Monitor and make recommendations regarding exposures to issuers and industries.
Prepare written research reports and timely updates for assigned issuers and industries.
Develop and maintain research contacts and resources with street and rating agency analysts.
Communicate with and critically analyze comments from CEOs, CFOs, and Investor Relations Officers at large domestic and international corporations.
Recommend corporate bond purchases and sales to the Head of Research and Portfolio Managers.
Partner with underwriters and other corporate functions by providing company-specific opinions and industry assessments to support new business and renewal processes.
Take on special projects and other duties as required.

Benefits

Award-winning culture and inclusion and diversity as a priority.
Performance-based incentive plans.
Health, vision, dental, and short- and long-term disability benefits.
Generous paid time off, including paid time to volunteer.
401(k) employer contribution described as up to 9.5%; the detailed benefits section specifies an employer match up to 5% plus an additional 4.5% contribution regardless of employee contribution.
Mental health support.
Career advancement opportunities.
Student loan repayment options.
Tuition reimbursement.
Flexible work environments.